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HABITAT.SN$1355.00-1.22%
Fair $1355.00+0.0%

HABITAT.SN

Administradora de Fondos de Pensiones Habitat S.A.

Financial Services / Asset ManagementSantiago

$1355.00

-16.70 (-1.22%)

Fairly Valued+0.0%Fair Value $1355.00Fund rank 39/100 · Data gapFallback financials|
SA 56/C
F-Score: 6/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 100.0/100

Data gap 39/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 91/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

56/100

C

Piotroski

6/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · HABITAT.SNLocal privado en este navegador · Administradora de Fondos de Pensiones Habitat S.A.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.36T

P/E

8.0x

↓

EV/EBITDA

5.7x

↓

ROE

42.2%

↑

Gross Margin

86.6%

↑

Debt/Equity

0.26

↓
52-Week Range$1355
$1050$1600

TradingView lightweight chart

HABITAT.SN price, volumen y niveles de valoración

Último $1,355Periodo +984.0%
Fair value: $1,355

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+13.6%

FCF CAGR

+3.7%

FCF margin

37.6%

FCF / Net income

0.76x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $342.90B · net income $168.95B · FCF $128.81B

2022-FY → 2025-FY

Gross margin

86.6%+1.3% pts

Operating margin

68.6%+5.4% pts

Net margin

49.3%+2.7% pts

FCF margin

37.6%-11.8% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$342.90B$342.90B$291.97B$272.67B$233.70B
Net Income$168.95B$168.95B$140.15B$131.60B$108.85B
EBITDA$245.68B$245.68B$207.66B$196.71B$160.98B
EPS169.00169.00140.00132.00109.00
Gross Margin86.6%86.6%85.4%85.7%85.3%
Operating Margin68.6%68.6%65.9%66.3%63.3%
Net Margin49.3%49.3%48.0%48.3%46.6%
Balance Sheet
Debt/Equity0.260.260.300.340.35
Current Ratio0.630.63———
Cash Flow
Free Cash Flow$128.81B$128.81B$131.79B$149.31B$115.42B
Returns
ROE42.2%42.2%41.5%42.1%37.7%
Valuation
P/E8.028.026.235.914.26
EV/EBITDA5.715.714.394.052.95
P/B3.383.382.592.491.60
Growth & Yield
Revenue Growth17.4%17.4%7.1%16.7%—
EPS Growth20.7%20.7%6.1%21.1%—
Dividend Yield9.5%9.5%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-10.7%

fácil

EPS terminal req.

$120.23

Spread vs growth

31.4%

5Y implied EPS CAGR

-3.0%

fácil

EPS terminal req.

$145.48

Spread vs growth

23.7%

10Y implied EPS CAGR

3.3%

fácil

EPS terminal req.

$234.30

Spread vs growth

17.4%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +35.2%

Total return

+35.2%

Start / end P/E

7.7x → 8.0x

EPS bridge

140.00 → 169.00

Residual

+0.9%

EPS growth+20.7%
Multiple rerating+4.2%
Dividend+9.5%
Residual / FX / buybacks / cross-term+0.9%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.