Financial Services / Insurance - Property & CasualtyNYSE
$152.24
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 97.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
29/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.9B
P/E
N/A
•EV/EBITDA
N/A
•ROE
28.7%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2010–2025 · 15 años de histórico normalizado
Revenue CAGR
+18.7%
FCF CAGR
+30.0%
FCF margin
48.9%
FCF / Net income
1.47x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $900.9M · net income $299.0M · FCF $440.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | $900.9M | $900.9M | $750.1M | $550.7M | $499.6M | $407.9M | $310.4M | $242.5M | $231.3M | $244.4M | $264.4M | $286.0M | $266.1M | $241.1M | $163.1M | $93.8M | $68.6M |
| Net Income | $299.0M | $299.0M | $110.0M | $79.0M | $-58.5M | $1.9M | $27.6M | $26.6M | $17.7M | $-6.9M | $29.0M | $65.9M | $62.7M | $65.6M | $30.2M | $10.0M | $5.4M |
| EPS | 22.72 | 22.72 | 8.89 | 7.62 | -6.24 | 0.21 | 3.49 | 3.31 | 2.34 | -0.75 | 2.92 | 5.90 | 5.36 | 5.63 | 3.02 | 1.34 | 0.81 |
| Net Margin | 33.2% | 33.2% | 14.7% | 14.4% | -11.7% | 0.5% | 8.9% | 11.0% | 7.7% | -2.8% | 11.0% | 23.0% | 23.5% | 27.2% | 18.5% | 10.6% | 7.9% |
| Balance Sheet | |||||||||||||||||
| Debt/Equity | — | — | — | — | — | — | — | — | — | 1.23 | 0.57 | 0.54 | 0.71 | 0.79 | — | — | — |
| Cash Flow | |||||||||||||||||
| Free Cash Flow | $440.8M | $440.8M | $327.8M | $224.2M | $-6.4M | $93.2M | $70.9M | $51.2M | $26.4M | $14.3M | $87.4M | — | — | $52.0M | $105.1M | $52.9M | $8.6M |
| Returns | |||||||||||||||||
| ROE | 28.7% | 28.7% | 24.3% | 24.3% | -36.0% | 0.6% | 13.7% | 14.3% | 9.8% | -3.6% | 11.9% | 27.7% | 34.3% | 40.8% | 24.9% | 15.6% | 11.6% |
| Growth & Yield | |||||||||||||||||
| Revenue Growth | 20.1% | 20.1% | 36.2% | 10.2% | 22.5% | 31.4% | 28.0% | 4.8% | -5.4% | -7.6% | -7.5% | 7.5% | 10.4% | 47.8% | 73.8% | 36.7% | — |
| EPS Growth | 155.6% | 155.6% | 16.7% | 222.1% | -3071.4% | -94.0% | 5.4% | 41.5% | 412.0% | -125.7% | -50.5% | 10.1% | -4.8% | 86.4% | 125.4% | 65.4% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-15.9%
EPS terminal req.
$13.51
Spread vs growth
171.5%
5Y implied EPS CAGR
-6.4%
EPS terminal req.
$16.35
Spread vs growth
161.9%
10Y implied EPS CAGR
1.5%
EPS terminal req.
$26.32
Spread vs growth
154.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.