Financial Services / Credit ServicesThailand
$0.89
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 18.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$3.4B
P/E
44.5x
↑EV/EBITDA
21.8x
↑ROE
0.7%
↓Gross Margin
42.4%
↓Debt/Equity
0.79
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+0.7%
FCF CAGR
—
FCF margin
200.7%
FCF / Net income
124.31x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $2.11B · net income $34.0M · FCF $4.22B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $2.11B | $2.11B | $2.80B | $2.81B | $2.06B |
| Net Income | $34.0M | $34.0M | $73.0M | $422.0M | $461.1M |
| EBITDA | $334.1M | $334.1M | $425.7M | $867.4M | $732.9M |
| EPS | 0.01 | 0.01 | 0.02 | 0.11 | 0.12 |
| Gross Margin | 42.4% | 42.4% | 40.0% | 40.4% | 40.8% |
| Operating Margin | 8.9% | 8.9% | 9.4% | 25.7% | 29.6% |
| Net Margin | 1.6% | 1.6% | 2.6% | 15.0% | 22.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.79 | 0.79 | 1.47 | 1.84 | 1.29 |
| Current Ratio | 1.35 | 1.35 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $4.22B | $4.22B | $2.74B | $-2.06B | $-2.07B |
| Returns | |||||
| ROE | 0.7% | 0.7% | 1.4% | 7.8% | 8.8% |
| Valuation | |||||
| P/E | 44.50 | 44.50 | 58.19 | 22.42 | 25.61 |
| EV/EBITDA | 21.78 | 21.78 | 28.27 | 21.77 | 24.96 |
| P/B | 0.67 | 0.67 | 0.85 | 1.74 | 2.23 |
| Growth & Yield | |||||
| Revenue Growth | -24.7% | -24.7% | -0.5% | 36.5% | — |
| EPS Growth | -50.0% | -50.0% | -81.8% | -8.3% | — |
| Dividend Yield | 2.9% | 2.9% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
99.1%
EPS terminal req.
$0.08
Spread vs growth
-149.1%
5Y implied EPS CAGR
57.1%
EPS terminal req.
$0.10
Spread vs growth
-107.1%
10Y implied EPS CAGR
31.4%
EPS terminal req.
$0.15
Spread vs growth
-81.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-11.4%
Start / end P/E
52.5x → 90.0x
EPS bridge
0.02 → 0.01
Residual
-35.7%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.