Financial Services / Banks - RegionalASX
$1.05
+0.11 (+11.70%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 31.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
39/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.1B
P/E
15.0x
↑EV/EBITDA
N/A
•ROE
3.2%
↓Gross Margin
N/A
•Debt/Equity
0.69
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+6.5%
FCF CAGR
—
FCF margin
209.6%
FCF / Net income
17.23x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $319.1M · net income $38.8M · FCF $668.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $319.1M | $319.1M | $288.5M | $282.1M | $264.3M |
| Net Income | $38.8M | $38.8M | $74.5M | $95.9M | $95.1M |
| EPS | 0.04 | 0.04 | 0.10 | 0.14 | 0.16 |
| Net Margin | 12.2% | 12.2% | 25.8% | 34.0% | 36.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.69 | 0.69 | 1.66 | 2.44 | 3.21 |
| Cash Flow | |||||
| Free Cash Flow | $668.8M | $668.8M | $900.3M | $18.0M | $-272.1M |
| Returns | |||||
| ROE | 3.2% | 3.2% | 6.0% | 9.3% | 11.8% |
| Valuation | |||||
| P/E | 15.00 | 15.00 | 8.98 | 11.95 | 10.41 |
| P/B | 0.81 | 0.81 | 0.54 | 1.11 | 1.22 |
| Growth & Yield | |||||
| Revenue Growth | 10.6% | 10.6% | 2.2% | 6.7% | — |
| EPS Growth | -58.0% | -58.0% | -27.8% | -13.5% | — |
| Dividend Yield | 6.3% | 6.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
31.0%
EPS terminal req.
$0.09
Spread vs growth
-89.0%
5Y implied EPS CAGR
22.2%
EPS terminal req.
$0.11
Spread vs growth
-80.2%
10Y implied EPS CAGR
15.9%
EPS terminal req.
$0.18
Spread vs growth
-73.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+51.1%
Start / end P/E
7.4x → 25.4x
EPS bridge
0.10 → 0.04
Residual
-141.8%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.