Financial Services / Insurance - Property & CasualtyNYSE
$25.70
-0.20 (-0.79%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
37/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$669M
P/E
5.8x
↓EV/EBITDA
N/A
•ROE
13.2%
↑Gross Margin
N/A
•Debt/Equity
0.12
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2020–2025 · 5 años de histórico normalizado
Revenue CAGR
+55.5%
FCF CAGR
—
FCF margin
-0.9%
FCF / Net income
-0.07x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $468.6M · net income $57.7M · FCF $-4.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Income Statement | |||||||
| Revenue | $468.6M | $468.6M | $372.1M | $209.7M | $119.7M | $91.2M | $51.6M |
| Net Income | $57.7M | $57.7M | $-40.5M | $-273.1M | $-333.4M | $-371.4M | $-141.5M |
| EPS | 2.22 | 2.22 | -1.64 | -11.58 | -14.66 | -34.11 | -40.75 |
| Net Margin | 12.3% | 12.3% | -10.9% | -130.2% | -278.5% | -407.2% | -274.2% |
| Balance Sheet | |||||||
| Debt/Equity | 0.12 | 0.12 | 0.03 | 0.04 | 0.05 | — | — |
| Current Ratio | 1.08 | 1.08 | — | — | — | — | — |
| Cash Flow | |||||||
| Free Cash Flow | $-4.1M | $-4.1M | $35.5M | $-139.1M | $-181.2M | $-125.3M | $-65.8M |
| Returns | |||||||
| ROE | 13.2% | 13.2% | -11.2% | -72.3% | -56.5% | -43.2% | 70.9% |
| Valuation | |||||||
| P/E | 5.84 | 5.84 | — | — | — | — | — |
| P/B | 1.53 | 1.53 | 1.83 | 0.54 | 0.62 | — | — |
| Growth & Yield | |||||||
| Revenue Growth | 25.9% | 25.9% | 77.4% | 75.2% | — | 76.7% | — |
| EPS Growth | 235.4% | 235.4% | 85.8% | 21.0% | — | 16.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
0.9%
EPS terminal req.
$2.28
Spread vs growth
234.5%
5Y implied EPS CAGR
4.4%
EPS terminal req.
$2.76
Spread vs growth
230.9%
10Y implied EPS CAGR
7.2%
EPS terminal req.
$4.44
Spread vs growth
228.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+4.3%
Start / end P/E
n/dx → n/dx
EPS bridge
-1.64 → 2.22
Residual
+4.3%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.