Financial Services / Insurance - LifeCboe UK
$51.50
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 82.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$70M
P/E
1716.7x
↑EV/EBITDA
N/A
•ROE
10.9%
↑Gross Margin
75.1%
↑Debt/Equity
0.16
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-0.4%
FCF CAGR
+23.8%
FCF margin
26.8%
FCF / Net income
7.17x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $48.2M · net income $1.8M · FCF $12.9M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $48.2M | $48.2M | $48.8M | $45.7M | $48.8M |
| Net Income | $1.8M | $1.8M | $5.2M | $5.7M | $3.6M |
| EBITDA | $-10.9M | $-10.9M | $-94.9M | $-18.9M | $125.4M |
| EPS | 0.01 | 0.01 | — | 0.04 | 0.03 |
| Gross Margin | 75.1% | 75.1% | 76.4% | 77.5% | 77.7% |
| Operating Margin | -26.6% | -26.6% | -196.5% | -43.8% | 255.3% |
| Net Margin | 3.7% | 3.7% | 10.7% | 12.5% | 7.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.16 | 0.16 | 0.13 | 0.13 | 0.10 |
| Current Ratio | 16.75 | 16.75 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $12.9M | $12.9M | $2.3M | $400000.00 | $6.8M |
| Returns | |||||
| ROE | 10.9% | 10.9% | 25.0% | 26.1% | 16.2% |
| Valuation | |||||
| P/E | 1716.67 | 1716.67 | — | 1165.85 | 1676.92 |
| EV/EBITDA | — | — | — | — | 47.39 |
| P/B | 429.48 | 429.48 | 302.74 | 301.71 | 270.24 |
| Growth & Yield | |||||
| Revenue Growth | -1.2% | -1.2% | 6.8% | -6.4% | — |
| EPS Growth | — | — | — | 57.7% | — |
| Dividend Yield | 8.6% | 8.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
605.7%
EPS terminal req.
$4.57
Spread vs growth
-607.0%
5Y implied EPS CAGR
235.5%
EPS terminal req.
$5.53
Spread vs growth
-236.8%
10Y implied EPS CAGR
92.1%
EPS terminal req.
$8.91
Spread vs growth
-93.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+13.7%
Start / end P/E
n/dx → n/dx
EPS bridge
n/d → 0.01
Residual
+5.1%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.