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HVID.CO$181.00-1.09%
Fair $181.00+0.0%

HVID.CO

Hvidbjerg Bank A/S

Financial Services / Banks - RegionalCopenhagen

$181.00

-2.00 (-1.09%)

Fairly Valued+0.0%Fair Value $181.00Fund rank 32/100 · Data gapFallback financials|
SA 35/D
F-Score: 2/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 47.0/100

Data gap 32/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 50/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

35/100

D

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · HVID.COLocal privado en este navegador · Hvidbjerg Bank A/S
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$304M

P/E

2.1x

↓

EV/EBITDA

N/A

•

ROE

9.5%

↑

Gross Margin

N/A

•

Debt/Equity

0.11

↓
52-Week Range$181
$147$238

TradingView lightweight chart

HVID.CO price, volumen y niveles de valoración

Último $181.00Periodo +609.5%
Fair value: $181.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+9.1%

FCF CAGR

—

FCF margin

—

FCF / Net income

—

Latest source

Provider fallback

Margin decomposition

Último año: revenue $139.6M · net income $29.8M · FCF —

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

21.3%-2.1% pts

FCF margin

—— pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$139.6M$139.6M$135.8M$129.2M$107.6M
Net Income$29.8M$29.8M$34.5M$33.6M$25.2M
EPS——98.2996.6372.01
Net Margin21.3%21.3%25.4%26.0%23.4%
Balance Sheet
Debt/Equity0.110.110.190.220.25
Returns
ROE9.5%9.5%12.0%13.3%11.4%
Valuation
P/E2.132.131.371.131.47
P/B0.980.980.790.720.81
Growth & Yield
Revenue Growth2.8%2.8%5.1%20.1%—
EPS Growth——1.7%34.2%—
Dividend Yield1.1%1.1%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +21.7%

Total return

+21.7%

Start / end P/E

n/dx → n/dx

EPS bridge

98.29 → n/d

Residual

+20.7%

EPS growthn/d
Multiple reratingn/d
Dividend+1.1%
Residual / FX / buybacks / cross-term+20.7%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.