Financial Services / Banks - RegionalNYSE
$25.82
-0.40 (-1.54%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 64.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$92.6B
P/E
16.7x
↑EV/EBITDA
N/A
•ROE
14.9%
↑Gross Margin
N/A
•Debt/Equity
0.61
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+19.7%
FCF CAGR
—
FCF margin
28.5%
FCF / Net income
1.17x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $2.23T · net income $542.08B · FCF $635.95B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $2230.90B | $2230.90B | $2055.59B | $1533.82B | $1302.38B |
| Net Income | $542.08B | $542.08B | $510.29B | $442.56B | $340.37B |
| EPS | 149.54 | 149.54 | 142.28 | 123.92 | 95.68 |
| Net Margin | 24.3% | 24.3% | 24.8% | 28.9% | 26.1% |
| Balance Sheet | |||||
| Debt/Equity | 0.61 | 0.61 | 0.65 | 0.78 | 0.86 |
| Cash Flow | |||||
| Free Cash Flow | $635.95B | $635.95B | $1180.35B | $1536.06B | $-62.39B |
| Returns | |||||
| ROE | 14.9% | 14.9% | 16.3% | 17.3% | 15.9% |
| Valuation | |||||
| P/E | 16.66 | 16.66 | 0.21 | 0.21 | 0.23 |
| P/B | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 |
| Growth & Yield | |||||
| Revenue Growth | 8.5% | 8.5% | 34.0% | 17.8% | — |
| EPS Growth | 5.1% | 5.1% | 14.8% | 29.5% | — |
| Dividend Yield | 0.9% | 0.9% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-75.2%
EPS terminal req.
$2.29
Spread vs growth
80.3%
5Y implied EPS CAGR
-55.0%
EPS terminal req.
$2.77
Spread vs growth
60.1%
10Y implied EPS CAGR
-29.6%
EPS terminal req.
$4.47
Spread vs growth
34.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-23.6%
Start / end P/E
0.2x → 0.2x
EPS bridge
142.28 → 149.54
Residual
-1.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.