Financial Services / Banks - DiversifiedFrankfurt
$14.20
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 38.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
39/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$253.0B
P/E
5.5x
↓EV/EBITDA
N/A
•ROE
8.7%
↑Gross Margin
N/A
•Debt/Equity
0.65
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-1.5%
FCF CAGR
+10.0%
FCF margin
222.2%
FCF / Net income
5.03x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $833.50B · net income $368.56B · FCF $1.85T
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $833.50B | $833.50B | $817.28B | $838.05B | $871.34B |
| Net Income | $368.56B | $368.56B | $365.86B | $363.99B | $361.13B |
| EPS | 20.00 | 20.00 | 19.60 | 19.60 | 19.40 |
| Net Margin | 44.2% | 44.2% | 44.8% | 43.4% | 41.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.65 | 0.65 | 0.65 | 0.51 | 0.41 |
| Cash Flow | |||||
| Free Cash Flow | $1852.29B | $1852.29B | $543.61B | $1402.51B | $1390.94B |
| Returns | |||||
| ROE | 8.7% | 8.7% | 9.2% | 9.7% | 10.3% |
| Valuation | |||||
| P/E | 5.55 | 5.55 | 0.61 | 0.43 | 0.49 |
| P/B | 0.06 | 0.06 | 0.06 | 0.04 | 0.05 |
| Growth & Yield | |||||
| Revenue Growth | 2.0% | 2.0% | -2.5% | -3.8% | — |
| EPS Growth | 2.0% | 2.0% | 0.0% | 1.0% | — |
| Dividend Yield | 5.3% | 5.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-60.2%
EPS terminal req.
$1.26
Spread vs growth
62.3%
5Y implied EPS CAGR
-40.2%
EPS terminal req.
$1.52
Spread vs growth
42.3%
10Y implied EPS CAGR
-18.9%
EPS terminal req.
$2.46
Spread vs growth
21.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+14.6%
Start / end P/E
0.7x → 0.7x
EPS bridge
19.60 → 20.00
Residual
+0.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.