Financial Services / Insurance BrokersBSE
$111.65
+2.90 (+2.67%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 74.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
53/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$7.6B
P/E
38.9x
↑EV/EBITDA
17.1x
↑ROE
16.4%
↑Gross Margin
39.0%
↓Debt/Equity
0.22
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
—
FCF CAGR
—
FCF margin
-11.8%
FCF / Net income
-1.20x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $2.19B · net income $216.3M · FCF $-259.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $2.19B | $2.19B | $1.78B | $9.1M | — |
| Net Income | $216.3M | $216.3M | $226.4M | $1.5M | $-2.6M |
| EBITDA | $458.5M | $458.5M | $464.0M | $1.8M | $-1.5M |
| EPS | 3.17 | 3.17 | 12.91 | 0.09 | -0.31 |
| Gross Margin | 39.0% | 39.0% | 42.9% | 100.0% | — |
| Operating Margin | 14.9% | 14.9% | 18.2% | 20.1% | — |
| Net Margin | 9.9% | 9.9% | 12.7% | 16.1% | — |
| Balance Sheet | |||||
| Debt/Equity | 0.22 | 0.22 | 0.17 | — | -0.83 |
| Current Ratio | 4.66 | 4.66 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-259.2M | $-259.2M | $-818.8M | $-3.1M | $35349.00 |
| Returns | |||||
| ROE | 16.4% | 16.4% | 20.8% | -52.1% | 60.6% |
| Valuation | |||||
| P/E | 38.90 | 38.90 | 1.95 | 57.40 | — |
| EV/EBITDA | 17.09 | 17.09 | 1.19 | 46.32 | — |
| P/B | 5.76 | 5.76 | 0.41 | — | — |
| Growth & Yield | |||||
| Revenue Growth | 23.4% | 23.4% | 19417.8% | — | — |
| EPS Growth | -75.4% | -75.4% | 14750.0% | 128.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
46.2%
EPS terminal req.
$9.91
Spread vs growth
-121.7%
5Y implied EPS CAGR
30.5%
EPS terminal req.
$11.99
Spread vs growth
-105.9%
10Y implied EPS CAGR
19.8%
EPS terminal req.
$19.31
Spread vs growth
-95.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+41.2%
Start / end P/E
6.1x → 35.2x
EPS bridge
12.91 → 3.17
Residual
-358.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.