Financial Services / Banks - RegionalNasdaqGS
$23.99
-0.17 (-0.70%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 26.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
21/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$209M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-9.8%
↓Gross Margin
N/A
•Debt/Equity
0.99
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2012–2025 · 13 años de histórico normalizado
Revenue CAGR
+12.3%
FCF CAGR
—
FCF margin
2.0%
FCF / Net income
-0.06x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $109.8M · net income $-35.2M · FCF $2.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||
| Revenue | $109.8M | $109.8M | $128.9M | $95.3M | $113.9M | $133.9M | $136.9M | $147.4M | $115.5M | $84.7M | $58.9M | $41.4M | $31.2M | $25.5M | $24.4M |
| Net Income | $-35.2M | $-35.2M | $25.3M | $8.4M | $35.5M | $48.1M | $29.5M | $25.2M | $21.9M | $15.2M | $12.1M | $8.9M | $4.3M | $4.6M | $5.6M |
| EPS | -4.03 | -4.03 | 2.88 | 0.95 | 3.70 | 4.82 | 2.99 | 2.51 | 2.30 | 2.13 | 2.30 | 1.96 | 0.96 | 1.51 | 1.95 |
| Net Margin | -32.0% | -32.0% | 19.6% | 8.8% | 31.2% | 35.9% | 21.5% | 17.1% | 19.0% | 18.0% | 20.5% | 21.5% | 13.9% | 18.0% | 23.0% |
| Balance Sheet | |||||||||||||||
| Debt/Equity | 0.99 | 0.99 | 1.04 | 1.98 | 1.97 | 1.35 | 1.56 | 1.69 | 1.82 | 1.83 | 1.23 | 1.83 | 1.10 | 0.35 | 0.66 |
| Cash Flow | |||||||||||||||
| Free Cash Flow | $2.2M | $2.2M | $10.4M | $6.3M | $65.2M | $24.9M | $-12.5M | $-47.7M | $27.1M | $23.1M | — | — | — | — | — |
| Returns | |||||||||||||||
| ROE | -9.8% | -9.8% | 6.6% | 2.3% | 9.7% | 12.7% | 8.9% | 8.3% | 7.6% | 6.8% | 7.8% | 8.6% | 4.5% | 5.1% | 9.1% |
| Valuation | |||||||||||||||
| P/E | — | — | 12.24 | 26.05 | 6.69 | — | — | — | — | — | — | — | — | — | — |
| P/B | 0.58 | 0.58 | 0.80 | 0.60 | 0.65 | — | — | — | — | — | — | — | — | — | — |
| Growth & Yield | |||||||||||||||
| Revenue Growth | -14.8% | -14.8% | 35.3% | -16.3% | — | -2.2% | -7.2% | 27.7% | 36.3% | 43.8% | 42.1% | 32.8% | 22.2% | 4.8% | — |
| EPS Growth | -239.9% | -239.9% | 203.2% | -74.3% | — | 61.2% | 19.1% | 9.1% | 8.0% | -7.4% | 17.3% | 104.2% | -36.4% | -22.6% | — |
| Dividend Yield | 1.0% | 1.0% | — | — | — | — | — | — | — | — | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-0.1%
Start / end P/E
n/dx → n/dx
EPS bridge
2.88 → -4.03
Residual
-1.1%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.