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INDBANK.BO$32.79-0.78%
Fair $32.79+0.0%

INDBANK.BO

Indbank Merchant Banking Services Limited

Financial Services / Capital MarketsBSE

$32.79

-0.26 (-0.78%)

Fairly Valued+0.0%Fair Value $32.79Fund rank 21/100 · Data gapFallback financials|
SA 21/D
F-Score: 2/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 33.0/100

Data gap 21/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 13/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

21/100

D

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · INDBANK.BOLocal privado en este navegador · Indbank Merchant Banking Services Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.5B

P/E

20.6x

↑

EV/EBITDA

14.3x

↑

ROE

7.2%

↑

Gross Margin

41.7%

↓

Debt/Equity

N/A

•
52-Week Range$33
$29$47

TradingView lightweight chart

INDBANK.BO price, volumen y niveles de valoración

Último $33.13Periodo +1150.2%
Fair value: $32.79

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

+4.6%

FCF CAGR

—

FCF margin

10.3%

FCF / Net income

0.26x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $181.9M · net income $71.2M · FCF $18.8M

2023-FY → 2026-FY

Gross margin

41.7%-9.3% pts

Operating margin

16.1%-7.9% pts

Net margin

39.2%+17.2% pts

FCF margin

10.3%+44.2% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$181.9M$181.9M$201.1M$195.7M$159.1M
Net Income$71.2M$71.2M$84.6M$90.0M$35.0M
EBITDA$100.8M$100.8M$120.6M$121.0M$63.5M
EPS1.611.611.912.030.79
Gross Margin41.7%41.7%47.5%51.1%51.0%
Operating Margin16.1%16.1%25.7%33.5%24.0%
Net Margin39.2%39.2%42.1%46.0%22.0%
Balance Sheet
Debt/Equity——0.00—0.04
Current Ratio4.374.37———
Cash Flow
Free Cash Flow$18.8M$18.8M$-3.2M$-13.2M$-53.9M
Returns
ROE7.2%7.2%9.2%10.8%4.7%
Valuation
P/E20.6220.6215.3624.8831.62
EV/EBITDA14.2514.2510.6818.4417.15
P/B1.471.471.422.691.49
Growth & Yield
Revenue Growth-9.5%-9.5%2.8%23.0%—
EPS Growth-15.7%-15.7%-5.9%157.0%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

21.8%

exigente

EPS terminal req.

$2.91

Spread vs growth

-37.5%

5Y implied EPS CAGR

16.9%

exigente

EPS terminal req.

$3.52

Spread vs growth

-32.6%

10Y implied EPS CAGR

13.4%

razonable

EPS terminal req.

$5.67

Spread vs growth

-29.1%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -2.7%

Total return

-2.7%

Start / end P/E

17.8x → 20.6x

EPS bridge

1.91 → 1.61

Residual

-2.4%

EPS growth-15.7%
Multiple rerating+15.4%
Dividend+0.0%
Residual / FX / buybacks / cross-term-2.4%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.