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INDOCRED.BO$10.50+0.00%
Fair $10.50+0.0%

INDOCRED.BO

INDOCRED.BO

Financial Services / Credit ServicesBSE

$10.50

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $10.50Fund rank 22/100 · Data gapFallback financials|
SA 29/D
F-Score: 4/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 0.0/100

Data gap 22/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 12/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

29/100

D

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is -0.9%, below the 5% threshold
Thesis & Journal · INDOCRED.BOLocal privado en este navegador · INDOCRED.BO
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$76M

P/E

116.7x

↑

EV/EBITDA

N/A

•

ROE

-0.9%

↓

Gross Margin

19.0%

↓

Debt/Equity

N/A

•
52-Week Range$11
$3$13

TradingView lightweight chart

INDOCRED.BO price, volumen y niveles de valoración

Último $10.50Periodo -89.1%
Fair value: $10.50

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+57.9%

FCF CAGR

-65.5%

FCF margin

14.9%

FCF / Net income

-0.38x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $1.3M · net income $-506000.0 · FCF $192000.0

2022-FY → 2025-FY

Gross margin

19.0%+161.5% pts

Operating margin

-39.3%+248.8% pts

Net margin

-39.3%+176.6% pts

FCF margin

14.9%-1414.1% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$1.3M$1.3M$2.0M$423000.00$327000.00
Net Income$-506000.00$-506000.00$-508000.00$-1.7M$-706000.00
EBITDA$-476000.00$-476000.00$-498000.00$-1.6M$-925000.00
EPS-0.07-0.07-0.07-0.24-0.10
Gross Margin19.0%19.0%15.9%-115.8%-142.5%
Operating Margin-39.3%-39.3%-25.9%-383.2%-288.1%
Net Margin-39.3%-39.3%-25.9%-410.4%-215.9%
Balance Sheet
Current Ratio511.10511.10———
Cash Flow
Free Cash Flow$192000.00$192000.00$-8.7M$-2.2M$4.7M
Returns
ROE-0.9%-0.9%-0.9%-2.9%-1.2%
Valuation
P/E116.67116.67———
P/B1.301.300.230.230.19
Growth & Yield
Revenue Growth-34.3%-34.3%363.4%29.4%—
EPS Growth0.0%0.0%70.8%-140.0%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +271.0%

Total return

+271.0%

Start / end P/E

n/dx → n/dx

EPS bridge

-0.07 → -0.07

Residual

+271.0%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term+271.0%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.