Financial Services / Credit ServicesNSE
$227.00
+1.43 (+0.63%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 15.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
41/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$36.7B
P/E
25.2x
↑EV/EBITDA
33.0x
↑ROE
3.7%
↓Gross Margin
29.9%
↓Debt/Equity
1.45
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+7.9%
FCF CAGR
—
FCF margin
-73.6%
FCF / Net income
-7.14x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $13.63B · net income $1.40B · FCF $-10.03B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $13.63B | $13.63B | $13.16B | $9.26B | $10.86B |
| Net Income | $1.40B | $1.40B | $1.21B | $1.16B | $2.25B |
| EBITDA | $2.64B | $2.64B | $1.27B | $3.57B | $3.49B |
| EPS | 9.72 | 9.72 | 8.57 | 8.51 | 16.55 |
| Gross Margin | 29.9% | 29.9% | 21.1% | 45.7% | 35.2% |
| Operating Margin | 17.3% | 17.3% | 7.4% | 37.2% | 66.1% |
| Net Margin | 10.3% | 10.3% | 9.2% | 12.5% | 20.7% |
| Balance Sheet | |||||
| Debt/Equity | 1.45 | 1.45 | 1.90 | 2.34 | 1.82 |
| Current Ratio | 426.89 | 426.89 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-10.03B | $-10.03B | $-10.85B | $-17.28B | $8.73B |
| Returns | |||||
| ROE | 3.7% | 3.7% | 3.3% | 3.6% | 7.2% |
| Valuation | |||||
| P/E | 25.17 | 25.17 | 35.22 | 29.11 | 7.27 |
| EV/EBITDA | 32.98 | 32.98 | 86.81 | 28.93 | 20.36 |
| P/B | 0.87 | 0.87 | 1.17 | 1.04 | 0.53 |
| Growth & Yield | |||||
| Revenue Growth | 3.5% | 3.5% | 42.2% | -14.8% | — |
| EPS Growth | 13.4% | 13.4% | 0.7% | -48.6% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
27.5%
EPS terminal req.
$20.14
Spread vs growth
-14.1%
5Y implied EPS CAGR
20.2%
EPS terminal req.
$24.37
Spread vs growth
-6.8%
10Y implied EPS CAGR
15.0%
EPS terminal req.
$39.25
Spread vs growth
-1.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-32.8%
Start / end P/E
39.4x → 23.4x
EPS bridge
8.57 → 9.72
Residual
-5.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.