Financial Services / Credit ServicesBSE
$122.15
+0.40 (+0.33%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 16.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
53/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.1B
P/E
56.8x
↑EV/EBITDA
N/A
•ROE
8.7%
↑Gross Margin
-0.1%
↓Debt/Equity
0.48
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+50.7%
FCF CAGR
—
FCF margin
-63.5%
FCF / Net income
-1.27x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $40.0M · net income $20.1M · FCF $-25.4M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $40.0M | $40.0M | $34.0M | $20.8M | $11.7M |
| Net Income | $20.1M | $20.1M | $10.8M | $7.5M | $3.9M |
| EBITDA | $-2.0M | $-2.0M | $1.8M | $1.4M | $-4.5M |
| EPS | — | — | 1.16 | 0.81 | 0.42 |
| Gross Margin | -0.1% | -0.1% | 18.4% | 18.2% | 24.5% |
| Operating Margin | -18.2% | -18.2% | -9.7% | -17.9% | -41.5% |
| Net Margin | 50.2% | 50.2% | 31.8% | 36.0% | 33.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.48 | 0.48 | 0.88 | 0.58 | 0.24 |
| Current Ratio | 58.06 | 58.06 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-25.4M | $-25.4M | $98.6M | $111.1M | $-3.4M |
| Returns | |||||
| ROE | 8.7% | 8.7% | 4.7% | 3.1% | 2.1% |
| Valuation | |||||
| P/E | 56.81 | 56.81 | 28.77 | 20.43 | 72.74 |
| EV/EBITDA | — | — | 278.91 | 206.11 | — |
| P/B | 4.92 | 4.92 | 1.35 | 0.64 | 1.49 |
| Growth & Yield | |||||
| Revenue Growth | 17.8% | 17.8% | 63.0% | 78.1% | — |
| EPS Growth | — | — | 43.2% | 92.9% | — |
| Dividend Yield | 0.5% | 0.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+152.8%
Start / end P/E
n/dx → n/dx
EPS bridge
1.16 → n/d
Residual
+152.3%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.