Financial Services / Credit ServicesBSE
$15.80
-0.59 (-3.82%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
39/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$290M
P/E
5.7x
↓EV/EBITDA
40.4x
↑ROE
0.6%
↓Gross Margin
-199.9%
↓Debt/Equity
1.20
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-13.0%
FCF CAGR
+1.2%
FCF margin
864.1%
FCF / Net income
44.74x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $11.3M · net income $2.2M · FCF $98.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $11.3M | $11.3M | $26.6M | $18.3M | $17.2M |
| Net Income | $2.2M | $2.2M | $-56.5M | $-281.5M | $22.7M |
| EBITDA | $17.3M | $17.3M | $-82.8M | $-188.5M | $30.6M |
| EPS | 0.12 | 0.12 | -3.08 | -15.33 | 1.24 |
| Gross Margin | -199.9% | -199.9% | -47.9% | -171.6% | -175.6% |
| Operating Margin | -524.3% | -524.3% | -210.0% | -529.2% | -591.9% |
| Net Margin | 19.3% | 19.3% | -212.1% | -1538.9% | 131.8% |
| Balance Sheet | |||||
| Debt/Equity | 1.20 | 1.20 | 1.62 | 1.35 | 0.86 |
| Current Ratio | 12.99 | 12.99 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $98.1M | $98.1M | $27.0M | $12.4M | $94.6M |
| Returns | |||||
| ROE | 0.6% | 0.6% | -16.5% | -70.5% | 3.3% |
| Valuation | |||||
| P/E | 5.70 | 5.70 | — | — | — |
| EV/EBITDA | 40.36 | 40.36 | — | — | — |
| P/B | 0.84 | 0.84 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | -57.4% | -57.4% | 45.7% | 6.1% | — |
| EPS Growth | 103.9% | 103.9% | 79.9% | -1336.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
126.9%
EPS terminal req.
$1.40
Spread vs growth
-23.0%
5Y implied EPS CAGR
69.9%
EPS terminal req.
$1.70
Spread vs growth
34.0%
10Y implied EPS CAGR
36.7%
EPS terminal req.
$2.73
Spread vs growth
67.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-12.5%
Start / end P/E
n/dx → n/dx
EPS bridge
-3.08 → 0.12
Residual
-12.5%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.