Financial Services / Credit ServicesIstanbul
$19.72
-0.44 (-2.18%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
41/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$13.7B
P/E
3.6x
↓EV/EBITDA
N/A
•ROE
30.1%
↑Gross Margin
N/A
•Debt/Equity
6.91
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+61.3%
FCF CAGR
—
FCF margin
-123.1%
FCF / Net income
-2.68x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $7.90B · net income $3.63B · FCF $-9.73B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $7.90B | $7.90B | $4.42B | $3.77B | $1.88B |
| Net Income | $3.63B | $3.63B | $1.93B | $1.77B | $826.8M |
| EPS | 5.22 | 5.22 | 2.77 | 2.54 | 1.19 |
| Net Margin | 45.9% | 45.9% | 43.5% | 46.8% | 43.9% |
| Balance Sheet | |||||
| Debt/Equity | 6.91 | 6.91 | 6.46 | 7.09 | 9.07 |
| Current Ratio | 1.34 | 1.34 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-9.73B | $-9.73B | $-2.15B | $2.03B | $-1.75B |
| Returns | |||||
| ROE | 30.1% | 30.1% | 21.8% | 29.0% | 24.1% |
| Valuation | |||||
| P/E | 3.61 | 3.61 | 4.86 | 4.60 | 6.25 |
| P/B | 1.14 | 1.14 | 1.06 | 1.33 | 1.51 |
| Growth & Yield | |||||
| Revenue Growth | 78.8% | 78.8% | 17.1% | 100.2% | — |
| EPS Growth | 88.4% | 88.4% | 9.1% | 113.4% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-30.5%
EPS terminal req.
$1.75
Spread vs growth
119.0%
5Y implied EPS CAGR
-16.5%
EPS terminal req.
$2.12
Spread vs growth
105.0%
10Y implied EPS CAGR
-4.2%
EPS terminal req.
$3.41
Spread vs growth
92.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+68.5%
Start / end P/E
4.2x → 3.8x
EPS bridge
2.77 → 5.22
Residual
-9.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.