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ISFL.BO$0.90+4.65%
Fair $0.90+0.0%

ISFL.BO

ISF Limited

Financial Services / Credit ServicesBSE

$0.90

+0.04 (+4.65%)

Fairly Valued+0.0%Fair Value $0.90Fund rank 25/100 · Data gapFallback financials|
SA 22/D
F-Score: 5/9
Declining RevenueMargin CompressionLow Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 0.0/100

Data gap 25/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 8/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

22/100

D

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 3unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Revenue has declined for 2 consecutive years Operating margin has declined for 3 consecutive years ROE is -14.1%, below the 5% threshold
Thesis & Journal · ISFL.BOLocal privado en este navegador · ISF Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$86M

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

-14.1%

↓

Gross Margin

66.6%

↑

Debt/Equity

0.19

↓
52-Week Range$1
$1$1

TradingView lightweight chart

ISFL.BO price, volumen y niveles de valoración

Último $0.900Periodo +68.2%
Fair value: $0.900

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

+0.8%

FCF CAGR

—

FCF margin

86.6%

FCF / Net income

-0.88x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $17.0M · net income $-16.6M · FCF $14.7M

2023-FY → 2026-FY

Gross margin

66.6%-14.1% pts

Operating margin

-132.5%-199.0% pts

Net margin

-98.1%-98.5% pts

FCF margin

86.6%+157.8% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$17.0M$17.0M$17.8M$20.2M$16.6M
Net Income$-16.6M$-16.6M$-65000.00$-7.4M$72000.00
EBITDA$-22.5M$-22.5M$-118000.00$-9.2M$11.0M
EPS——-0.00-0.080.00
Gross Margin66.6%66.6%61.0%77.2%80.6%
Operating Margin-132.5%-132.5%-0.7%50.0%66.5%
Net Margin-98.1%-98.1%-0.4%-36.5%0.4%
Balance Sheet
Debt/Equity0.190.190.250.370.13
Current Ratio5.435.43———
Cash Flow
Free Cash Flow$14.7M$14.7M$13.6M$-24.3M$-11.8M
Returns
ROE-14.1%-14.1%-0.0%-5.5%0.1%
Valuation
P/E————2487.50
EV/EBITDA————18.66
P/B0.730.731.191.621.33
Growth & Yield
Revenue Growth-4.9%-4.9%-11.8%21.9%—
EPS Growth——99.1%-9825.0%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -17.4%

Total return

-17.4%

Start / end P/E

n/dx → n/dx

EPS bridge

-0.00 → n/d

Residual

-17.4%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-17.4%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.