Financial Services / Banks - RegionalNSE
$141.77
-3.52 (-2.45%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 58.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
48/100
C
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$156.1B
P/E
6.6x
↓EV/EBITDA
N/A
•ROE
14.3%
↑Gross Margin
N/A
•Debt/Equity
0.21
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+8.0%
FCF CAGR
—
FCF margin
-23.3%
FCF / Net income
-0.68x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $68.33B · net income $23.60B · FCF $-15.95B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $68.33B | $68.33B | $69.40B | $59.66B | $54.26B |
| Net Income | $23.60B | $23.60B | $20.82B | $17.71B | $11.81B |
| EPS | — | — | 18.91 | 16.84 | 12.25 |
| Net Margin | 34.5% | 34.5% | 30.0% | 29.7% | 21.8% |
| Balance Sheet | |||||
| Debt/Equity | 0.21 | 0.21 | 0.17 | 0.24 | 0.29 |
| Cash Flow | |||||
| Free Cash Flow | $-15.95B | $-15.95B | $26.21B | $-10.38B | $-5.31B |
| Returns | |||||
| ROE | 14.3% | 14.3% | 14.7% | 14.5% | 11.9% |
| Valuation | |||||
| P/E | 6.62 | 6.62 | 5.05 | 8.26 | 4.12 |
| P/B | 0.95 | 0.95 | 0.74 | 1.20 | 0.49 |
| Growth & Yield | |||||
| Revenue Growth | -1.5% | -1.5% | 16.3% | 9.9% | — |
| EPS Growth | — | — | 12.3% | 37.5% | — |
| Dividend Yield | 1.5% | 1.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+41.2%
Start / end P/E
n/dx → n/dx
EPS bridge
18.91 → n/d
Residual
+39.7%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.