Financial Services / Banks - RegionalASX
$1.45
-0.03 (-2.36%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 19.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
31/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.6B
P/E
16.1x
↑EV/EBITDA
N/A
•ROE
5.1%
↓Gross Margin
N/A
•Debt/Equity
1.85
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+37.9%
FCF CAGR
—
FCF margin
30.6%
FCF / Net income
1.45x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $410.2M · net income $86.4M · FCF $125.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $410.2M | $410.2M | $384.8M | $344.6M | $156.5M |
| Net Income | $86.4M | $86.4M | $69.9M | $73.4M | $-7.7M |
| EPS | 0.07 | 0.07 | 0.06 | 0.06 | -0.01 |
| Net Margin | 21.1% | 21.1% | 18.2% | 21.3% | -4.9% |
| Balance Sheet | |||||
| Debt/Equity | 1.85 | 1.85 | 2.01 | 3.06 | 2.73 |
| Cash Flow | |||||
| Free Cash Flow | $125.5M | $125.5M | $616.5M | $-731.4M | $-1.00B |
| Returns | |||||
| ROE | 5.1% | 5.1% | 4.5% | 5.0% | -0.5% |
| Valuation | |||||
| P/E | 16.06 | 16.06 | 21.23 | 20.08 | — |
| P/B | 1.01 | 1.01 | 0.95 | 1.00 | 0.97 |
| Growth & Yield | |||||
| Revenue Growth | 6.6% | 6.6% | 11.7% | 120.2% | — |
| EPS Growth | 19.7% | 19.7% | -4.7% | 900.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
20.7%
EPS terminal req.
$0.13
Spread vs growth
-1.0%
5Y implied EPS CAGR
16.3%
EPS terminal req.
$0.16
Spread vs growth
3.4%
10Y implied EPS CAGR
13.1%
EPS terminal req.
$0.25
Spread vs growth
6.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-4.3%
Start / end P/E
24.8x → 19.8x
EPS bridge
0.06 → 0.07
Residual
-3.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.