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JHACC.BO$172.90-2.34%
Fair $172.90+0.0%

JHACC.BO

Jhaveri Credits and Capital Limited

Financial Services / Capital MarketsBSE

$172.90

-4.15 (-2.34%)

Fairly Valued+0.0%Fair Value $172.90Fund rank 20/100 · Data gapFallback financials|
SA 28/D
F-Score: 3/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 13.0/100

Data gap 20/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 7/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

28/100

D

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 2.7%, below the 5% threshold
Thesis & Journal · JHACC.BOLocal privado en este navegador · Jhaveri Credits and Capital Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.6B

P/E

128.1x

↑

EV/EBITDA

35.2x

↑

ROE

2.7%

↓

Gross Margin

-1.8%

↓

Debt/Equity

N/A

•
52-Week Range$173
$146$290

TradingView lightweight chart

JHACC.BO price, volumen y niveles de valoración

Último $172.90Periodo -36.9%
Fair value: $172.90

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+29.6%

FCF CAGR

—

FCF margin

-46.6%

FCF / Net income

-3.72x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $192.3M · net income $24.1M · FCF $-89.6M

2022-FY → 2025-FY

Gross margin

-1.8%-5.5% pts

Operating margin

-6.3%-5.5% pts

Net margin

12.5%+9.5% pts

FCF margin

-46.6%-102.2% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$192.3M$192.3M$262.0M$112.9M$88.4M
Net Income$24.1M$24.1M$16.1M$7.9M$2.7M
EBITDA$33.7M$33.7M$27.5M$10.6M$5.4M
EPS2.682.681.791.220.42
Gross Margin-1.8%-1.8%9.5%6.3%3.7%
Operating Margin-6.3%-6.3%9.2%4.9%-0.8%
Net Margin12.5%12.5%6.1%7.0%3.1%
Balance Sheet
Debt/Equity——0.01—0.42
Cash Flow
Free Cash Flow$-89.6M$-89.6M$-93.5M$19.6M$49.2M
Returns
ROE2.7%2.7%1.9%9.5%3.6%
Valuation
P/E128.07128.07———
EV/EBITDA35.1835.18———
P/B1.771.77———
Growth & Yield
Revenue Growth-26.6%-26.6%132.0%27.7%—
EPS Growth49.7%49.7%46.7%190.5%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

78.9%

muy exigente

EPS terminal req.

$15.34

Spread vs growth

-29.2%

5Y implied EPS CAGR

47.3%

muy exigente

EPS terminal req.

$18.56

Spread vs growth

2.5%

10Y implied EPS CAGR

27.3%

muy exigente

EPS terminal req.

$29.90

Spread vs growth

22.4%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -31.8%

Total return

-31.8%

Start / end P/E

141.7x → 64.5x

EPS bridge

1.79 → 2.68

Residual

-27.1%

EPS growth+49.7%
Multiple rerating-54.5%
Dividend+0.0%
Residual / FX / buybacks / cross-term-27.1%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.