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JMAS.JK$242.00-3.97%
Fair $242.00+0.0%

JMAS.JK

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk

Financial Services / Insurance - LifeJakartaID

$242.00

-10.00 (-3.97%)

Fairly Valued+0.0%Fair Value $242.00Fund rank 20/100 · Data gapFallback financials|
SA 37/D
F-Score: 3/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 5.0/100

Data gap 20/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 3/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

37/100

D

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: eodhdPeriods: 11Warnings: 1eodhd: 11
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 2.3%, below the 5% threshold
Thesis & Journal · JMAS.JKLocal privado en este navegador · PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$242.0B

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

2.3%

↓

Gross Margin

100.0%

↑

Debt/Equity

N/A

•
52-Week Range$242
$121$370

TradingView lightweight chart

JMAS.JK price, volumen y niveles de valoración

Último $242.00Periodo +1.7%
Fair value: $242.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2014–2024 · 10 años de histórico normalizado

Revenue CAGR

+44.9%

FCF CAGR

—

FCF margin

-12.2%

FCF / Net income

-3.41x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $79.47B · net income $2.83B · FCF $-9.66B

2014-FY → 2024-FY

Gross margin

100.0%+0.0% pts

Operating margin

5.8%-73.5% pts

Net margin

3.6%-80.3% pts

FCF margin

-12.2%-18.8% pts
MetricTTM
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
Income Statement
Revenue$79.47B$79.47B$72.64B$48.27B$53.02B$44.42B$30.94B$14.79B$8.02B$6.50B$6.06B$1.94B
Net Income$2.83B$2.83B$2.53B$1.50B$1.28B$53.3M$1.25B$552.9M$-1.90B$148.1M$2.49B$1.63B
EBITDA$3.84B$3.84B$-927.0M$3.61B$2.95B$1.09B$1.85B$1.07B$-1.58B$367.6M$330.9M$129.3M
EPS2.832.832.531.501.28-0.091.250.550.370.154.152.71
Gross Margin100.0%100.0%100.0%101.2%100.0%100.0%100.0%100.0%100.0%100.0%100.0%100.0%
Operating Margin5.8%5.8%7.3%5.9%3.5%0.4%3.8%1.7%-23.7%-6.8%36.6%79.3%
Net Margin3.6%3.6%3.5%3.1%2.4%0.1%4.0%3.7%-23.7%2.3%41.1%83.8%
Balance Sheet
Debt/Equity————0.210.540.440.490.360.12——
Current Ratio2.232.230.522.091.924.0112.287.949.1964.77115.721878.48
Cash Flow
Free Cash Flow$-9.66B$-9.66B$-39.47B$-13.50B$3.98B$14.86B$-27.83B$-1.46B$6.33B$763.6M$4.61B$129.0M
Returns
ROE2.3%2.3%2.1%1.3%1.1%0.0%1.1%0.5%-1.7%0.2%3.9%2.7%
Growth & Yield
Revenue Growth9.4%9.4%50.5%-9.0%19.4%43.6%109.2%84.4%23.4%7.2%212.3%—
EPS Growth12.0%12.0%68.4%16.9%1554.0%-107.1%126.2%48.6%151.2%-96.4%53.0%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

96.5%

muy exigente

EPS terminal req.

$21.47

Spread vs growth

-84.6%

5Y implied EPS CAGR

55.8%

muy exigente

EPS terminal req.

$25.98

Spread vs growth

-43.9%

10Y implied EPS CAGR

30.9%

muy exigente

EPS terminal req.

$41.85

Spread vs growth

-19.0%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +72.9%

Total return

+72.9%

Start / end P/E

55.4x → 85.5x

EPS bridge

2.53 → 2.83

Residual

+6.5%

EPS growth+12.0%
Multiple rerating+54.4%
Dividend+0.0%
Residual / FX / buybacks / cross-term+6.5%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.