Financial Services / Credit ServicesBSE
$10.28
-0.05 (-0.48%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 41.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
48/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$395M
P/E
5.7x
↓EV/EBITDA
4.6x
↓ROE
21.9%
↑Gross Margin
76.1%
↑Debt/Equity
0.89
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+199.8%
FCF CAGR
—
FCF margin
-57.5%
FCF / Net income
-1.90x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $171.2M · net income $51.7M · FCF $-98.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $171.2M | $171.2M | $74.5M | $37.8M | $6.4M |
| Net Income | $51.7M | $51.7M | $21.4M | $8.3M | $485150.00 |
| EBITDA | $97.8M | $97.8M | $40.4M | $10.0M | $2.0M |
| EPS | 2.09 | 2.09 | 0.89 | 0.32 | 0.02 |
| Gross Margin | 76.1% | 76.1% | 76.5% | 16.6% | 25.3% |
| Operating Margin | 56.2% | 56.2% | 51.8% | 5.9% | 31.0% |
| Net Margin | 30.2% | 30.2% | 28.7% | 22.0% | 7.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.89 | 0.89 | 0.67 | 0.24 | — |
| Cash Flow | |||||
| Free Cash Flow | $-98.5M | $-98.5M | $-87.7M | $-29.7M | $22.4M |
| Returns | |||||
| ROE | 21.9% | 21.9% | 13.7% | 6.6% | 0.4% |
| Valuation | |||||
| P/E | 5.74 | 5.74 | — | — | — |
| EV/EBITDA | 4.56 | 4.56 | — | — | — |
| P/B | 1.07 | 1.07 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 129.7% | 129.7% | 97.0% | 495.9% | — |
| EPS Growth | 134.9% | 134.9% | 177.4% | 1450.0% | — |
| Dividend Yield | 2.4% | 2.4% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-24.2%
EPS terminal req.
$0.91
Spread vs growth
159.1%
5Y implied EPS CAGR
-12.0%
EPS terminal req.
$1.10
Spread vs growth
146.9%
10Y implied EPS CAGR
-1.6%
EPS terminal req.
$1.78
Spread vs growth
136.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-59.4%
Start / end P/E
30.2x → 4.9x
EPS bridge
0.89 → 2.09
Residual
-113.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.