Financial Services / Banks - RegionalNasdaqCM
$21.20
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 32.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
35/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$299M
P/E
N/A
•EV/EBITDA
N/A
•ROE
8.0%
↑Gross Margin
N/A
•Debt/Equity
0.30
↓Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2021–2025 · 4 años de histórico normalizado
Revenue CAGR
+11.2%
FCF CAGR
-8.9%
FCF margin
19.5%
FCF / Net income
1.04x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $113.3M · net income $21.2M · FCF $22.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Income Statement | ||||||
| Revenue | $113.3M | $113.3M | $110.1M | $100.8M | $84.1M | $74.1M |
| Net Income | $21.2M | $21.2M | $17.1M | $5.2M | $31.8M | $25.5M |
| EPS | 1.49 | 1.49 | 1.20 | 0.36 | 2.25 | 1.83 |
| Net Margin | 18.7% | 18.7% | 15.5% | 5.1% | 37.8% | 34.4% |
| Balance Sheet | ||||||
| Debt/Equity | 0.30 | 0.30 | 0.33 | 0.11 | 0.12 | 0.20 |
| Cash Flow | ||||||
| Free Cash Flow | $22.0M | $22.0M | $16.8M | $17.4M | $33.0M | $32.0M |
| Returns | ||||||
| ROE | 8.0% | 8.0% | 6.9% | 2.2% | 14.9% | 12.2% |
| Growth & Yield | ||||||
| Revenue Growth | 2.8% | 2.8% | 9.3% | 19.9% | 13.4% | — |
| EPS Growth | 24.2% | 24.2% | 233.3% | -84.0% | 23.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
8.1%
EPS terminal req.
$1.88
Spread vs growth
16.1%
5Y implied EPS CAGR
8.8%
EPS terminal req.
$2.28
Spread vs growth
15.3%
10Y implied EPS CAGR
9.4%
EPS terminal req.
$3.67
Spread vs growth
14.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.