Financial Services / Credit ServicesBSE
$2.83
-0.11 (-3.72%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 6.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
33/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$310M
P/E
56.6x
↑EV/EBITDA
54.7x
↑ROE
3.9%
↓Gross Margin
95.1%
↑Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+18.8%
FCF CAGR
—
FCF margin
141.7%
FCF / Net income
2.07x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $8.0M · net income $5.5M · FCF $11.4M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $8.0M | $8.0M | — | $1.5M | $4.8M |
| Net Income | $5.5M | $5.5M | $-84000.00 | $-168399.00 | $2.7M |
| EBITDA | $5.5M | $5.5M | $-2.0M | $-223366.00 | $3.6M |
| EPS | — | — | -0.01 | — | 0.00 |
| Gross Margin | 95.1% | 95.1% | — | 76.0% | 92.3% |
| Operating Margin | 68.3% | 68.3% | — | -15.2% | 52.0% |
| Net Margin | 68.3% | 68.3% | — | -11.5% | 56.0% |
| Balance Sheet | |||||
| Debt/Equity | — | — | 0.00 | 0.00 | 0.02 |
| Current Ratio | 310.53 | 310.53 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $11.4M | $11.4M | $-172000.00 | $-352808.00 | $-16.5M |
| Returns | |||||
| ROE | 3.9% | 3.9% | -0.1% | -0.1% | 2.8% |
| Valuation | |||||
| P/E | 56.60 | 56.60 | — | — | 1733.00 |
| EV/EBITDA | 54.71 | 54.71 | — | — | 21.71 |
| P/B | 2.21 | 2.21 | 5.81 | 1.58 | 0.93 |
| Growth & Yield | |||||
| Revenue Growth | — | — | — | -69.4% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-57.8%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.01 → n/d
Residual
-57.8%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.