Financial Services / Credit ServicesBSE
$14.27
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 20.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
42/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$43M
P/E
19.3x
↑EV/EBITDA
57.6x
↑ROE
1.2%
↓Gross Margin
45.1%
↓Debt/Equity
0.32
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-56.4%
FCF CAGR
—
FCF margin
-27.4%
FCF / Net income
-1.96x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $6.0M · net income $837193.0 · FCF $-1.6M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $6.0M | $6.0M | $5.8M | $77.4M | $72.3M |
| Net Income | $837193.00 | $837193.00 | $768247.00 | $6.2M | $7.5M |
| EBITDA | $1.1M | $1.1M | $1.1M | $14.8M | $13.0M |
| EPS | 0.28 | 0.28 | 0.26 | 2.06 | 2.49 |
| Gross Margin | 45.1% | 45.1% | 44.3% | 90.5% | 83.2% |
| Operating Margin | 19.0% | 19.0% | 24.1% | 19.1% | 17.9% |
| Net Margin | 14.0% | 14.0% | 13.2% | 8.0% | 10.3% |
| Balance Sheet | |||||
| Debt/Equity | 0.32 | 0.32 | 0.30 | 0.31 | 3.05 |
| Current Ratio | 1.63 | 1.63 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-1.6M | $-1.6M | $-666000.00 | $175.6M | $-34.4M |
| Returns | |||||
| ROE | 1.2% | 1.2% | 1.1% | 8.8% | 11.5% |
| Valuation | |||||
| P/E | 19.28 | 19.28 | 59.62 | 2.31 | 1.91 |
| EV/EBITDA | 57.55 | 57.55 | 58.89 | 2.34 | 16.23 |
| P/B | 0.59 | 0.59 | 0.65 | 0.20 | 0.22 |
| Growth & Yield | |||||
| Revenue Growth | 3.2% | 3.2% | -92.5% | 7.0% | — |
| EPS Growth | 7.7% | 7.7% | -87.4% | -17.2% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
65.4%
EPS terminal req.
$1.27
Spread vs growth
-57.7%
5Y implied EPS CAGR
40.5%
EPS terminal req.
$1.53
Spread vs growth
-32.8%
10Y implied EPS CAGR
24.3%
EPS terminal req.
$2.47
Spread vs growth
-16.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-27.7%
Start / end P/E
75.9x → 51.0x
EPS bridge
0.26 → 0.28
Residual
-2.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.