Financial Services / Banks - RegionalNasdaqGM
$4.89
+0.12 (+2.52%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 7.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
24/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$40M
P/E
N/A
•EV/EBITDA
N/A
•ROE
0.4%
↓Gross Margin
N/A
•Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2011–2025 · 14 años de histórico normalizado
Revenue CAGR
—
FCF CAGR
—
FCF margin
—
FCF / Net income
-1.30x
Latest source
Provider fallback
Margin decomposition
Último año: revenue — · net income $181000.0 · FCF $-235000.0
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||
| Revenue | — | — | $7.2M | $9.1M | $9.7M | $10.6M | $12.8M | $12.7M | $11.9M | $11.3M | $11.6M | $12.4M | $13.2M | $12.0M | $10.2M | $10.7M |
| Net Income | $181000.00 | $181000.00 | $-1.7M | $933000.00 | $1.6M | $1.8M | $-12.5M | $812000.00 | $1.3M | $935000.00 | $1.5M | $2.1M | $1.9M | $2.9M | $1.7M | $1.8M |
| EPS | 0.02 | 0.02 | -0.21 | 0.11 | 0.19 | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | — | — | -23.8% | 10.2% | 16.4% | 17.2% | -97.8% | 6.4% | 11.1% | 8.3% | 12.9% | 16.7% | 14.7% | 24.4% | 16.9% | 16.3% |
| Balance Sheet | ||||||||||||||||
| Debt/Equity | — | — | 1.44 | 1.38 | 0.65 | 1.09 | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | ||||||||||||||||
| Free Cash Flow | $-235000.00 | $-235000.00 | $-1.5M | $1.0M | $2.5M | $1.5M | $877000.00 | $854000.00 | $998000.00 | $2.0M | — | — | — | $4.7M | $1.3M | $3.4M |
| Returns | ||||||||||||||||
| ROE | 0.4% | 0.4% | -3.6% | 1.8% | 3.1% | 3.5% | -24.2% | 1.2% | 2.0% | 1.4% | 2.2% | 3.1% | 2.9% | 4.4% | 2.9% | 3.0% |
| Valuation | ||||||||||||||||
| P/E | — | — | 28.76 | 58.09 | 41.95 | — | — | — | — | — | — | — | — | — | — | — |
| P/B | — | — | 0.83 | 1.02 | 1.26 | 1.16 | — | — | — | — | — | — | — | — | — | — |
| Growth & Yield | ||||||||||||||||
| Revenue Growth | — | — | -20.8% | -5.4% | -8.8% | — | 1.0% | 6.8% | 5.0% | -2.7% | -6.1% | -5.8% | 10.0% | 17.7% | -5.5% | — |
| EPS Growth | 109.5% | 109.5% | -290.9% | -42.1% | — | — | — | — | — | — | — | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
178.9%
EPS terminal req.
$0.43
Spread vs growth
-69.4%
5Y implied EPS CAGR
92.2%
EPS terminal req.
$0.53
Spread vs growth
17.3%
10Y implied EPS CAGR
45.4%
EPS terminal req.
$0.85
Spread vs growth
64.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+85.9%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.21 → 0.02
Residual
+85.9%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.