Financial Services / Credit ServicesMilan
$0.02
+0.00 (+6.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 32.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
47/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$51M
P/E
5.8x
↓EV/EBITDA
N/A
•ROE
15.1%
↑Gross Margin
N/A
•Debt/Equity
2.33
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+32.6%
FCF CAGR
—
FCF margin
-1.5%
FCF / Net income
-0.06x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $37.3M · net income $8.8M · FCF $-553000.0
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $37.3M | $37.3M | $26.1M | $20.4M | $16.0M |
| Net Income | $8.8M | $8.8M | $4.5M | $2.9M | $1.8M |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Margin | 23.5% | 23.5% | 17.2% | 14.1% | 11.4% |
| Balance Sheet | |||||
| Debt/Equity | 2.33 | 2.33 | 2.94 | 0.08 | 2.57 |
| Cash Flow | |||||
| Free Cash Flow | $-553000.00 | $-553000.00 | $12.3M | $1.6M | $-4.7M |
| Returns | |||||
| ROE | 15.1% | 15.1% | 9.1% | 6.8% | 4.6% |
| Valuation | |||||
| P/E | 5.83 | 5.83 | 10.61 | — | — |
| P/B | 0.88 | 0.88 | 0.97 | — | — |
| Growth & Yield | |||||
| Revenue Growth | 42.7% | 42.7% | 28.0% | 27.5% | — |
| EPS Growth | 95.0% | 95.0% | 56.0% | 58.4% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-19.7%
EPS terminal req.
$0.00
Spread vs growth
114.8%
5Y implied EPS CAGR
-9.0%
EPS terminal req.
$0.00
Spread vs growth
104.0%
10Y implied EPS CAGR
0.1%
EPS terminal req.
$0.00
Spread vs growth
94.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+8.2%
Start / end P/E
10.5x → 5.8x
EPS bridge
0.00 → 0.00
Residual
-42.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.