Financial Services / Insurance - Property & CasualtyNYSE
$30.29
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 21.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
16/100
F
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.8B
P/E
N/A
•EV/EBITDA
N/A
•ROE
5.3%
↓Gross Margin
N/A
•Debt/Equity
0.35
↑Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2008–2025 · 17 años de histórico normalizado
Revenue CAGR
+3.3%
FCF CAGR
—
FCF margin
—
FCF / Net income
—
Latest source
Provider fallback
Margin decomposition
Último año: revenue $4.79B · net income $143.3M · FCF —
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||||
| Revenue | $4.79B | $4.79B | $4.64B | $4.94B | $5.52B | $5.72B | $5.21B | $5.04B | $3.73B | $2.72B | $2.52B | $2.34B | $2.20B | $2.43B | $2.46B | $2.50B | $2.64B | $2.75B | $2.74B |
| Net Income | $143.3M | $143.3M | $317.8M | $-272.1M | $-286.6M | $-123.7M | $409.9M | $531.1M | $190.1M | $120.9M | $16.8M | $85.7M | $114.5M | $217.7M | $103.4M | $74.5M | $177.9M | $164.7M | $-29.6M |
| EBITDA | — | — | — | $-10.3M | $-95.7M | $-287.7M | $583.0M | $551.6M | $301.8M | $132.0M | — | — | — | — | — | — | — | — | — |
| EPS | 2.29 | 2.29 | 4.91 | -4.25 | -4.50 | -1.92 | 6.14 | 7.96 | 3.22 | 2.33 | 0.33 | 1.65 | 2.12 | 3.80 | 1.74 | 1.23 | 2.87 | 2.64 | -0.47 |
| Operating Margin | — | — | — | -1.4% | -3.0% | -5.8% | 10.5% | 10.3% | 7.7% | 4.4% | 0.1% | 3.6% | 6.2% | 9.4% | 2.6% | 1.8% | 7.6% | 9.2% | — |
| Net Margin | 3.0% | 3.0% | 6.9% | -5.5% | -5.2% | -2.2% | 7.9% | 10.5% | 5.1% | 4.4% | 0.7% | 3.7% | 5.2% | 9.0% | 4.2% | 3.0% | 6.7% | 6.0% | -1.1% |
| Balance Sheet | |||||||||||||||||||
| Debt/Equity | 0.35 | 0.35 | 0.34 | 0.55 | 5.75 | -1.32 | 0.26 | 0.20 | 0.30 | 0.28 | 0.38 | 0.38 | — | — | — | — | — | — | — |
| Returns | |||||||||||||||||||
| ROE | 5.3% | 5.3% | 11.4% | -10.9% | -118.9% | 14.6% | 9.0% | 13.4% | 6.2% | 5.7% | 0.9% | 4.3% | 5.5% | 10.6% | — | — | — | — | — |
| Growth & Yield | |||||||||||||||||||
| Revenue Growth | 3.3% | 3.3% | -6.2% | -10.5% | -3.4% | 9.9% | 3.3% | 35.3% | 36.8% | 8.0% | 7.7% | 6.6% | -9.5% | -1.5% | -1.3% | -5.6% | -4.0% | 0.4% | — |
| EPS Growth | -53.4% | -53.4% | 215.5% | 5.6% | -134.4% | -131.3% | -22.9% | 147.2% | 38.2% | 606.1% | -80.0% | -22.2% | -44.2% | 118.4% | 41.5% | -57.1% | 8.7% | 661.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
5.5%
EPS terminal req.
$2.69
Spread vs growth
-58.8%
5Y implied EPS CAGR
7.3%
EPS terminal req.
$3.25
Spread vs growth
-60.6%
10Y implied EPS CAGR
8.6%
EPS terminal req.
$5.24
Spread vs growth
-62.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.