Financial Services / Credit ServicesBSE
$30.48
-0.60 (-1.93%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 35.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
33/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$616M
P/E
10.1x
↓EV/EBITDA
17.8x
↑ROE
-13.4%
↓Gross Margin
68.4%
↑Debt/Equity
1.06
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+82.8%
FCF CAGR
—
FCF margin
-4.6%
FCF / Net income
0.26x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $233.3M · net income $-41.4M · FCF $-10.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $233.3M | $233.3M | $158.2M | $94.2M | $38.2M |
| Net Income | $-41.4M | $-41.4M | $6.2M | $45.8M | $21.0M |
| EBITDA | $53.0M | $53.0M | $81.7M | $46.2M | $21.5M |
| EPS | -2.05 | -2.05 | 0.34 | 2.62 | 1.93 |
| Gross Margin | 68.4% | 68.4% | 78.5% | 80.7% | 79.3% |
| Operating Margin | 19.3% | 19.3% | 45.8% | 44.7% | 47.3% |
| Net Margin | -17.8% | -17.8% | 3.9% | 48.6% | 55.0% |
| Balance Sheet | |||||
| Debt/Equity | 1.06 | 1.06 | 0.89 | 0.46 | 0.49 |
| Cash Flow | |||||
| Free Cash Flow | $-10.8M | $-10.8M | $-19.9M | $-68.0M | $-50.0M |
| Returns | |||||
| ROE | -13.4% | -13.4% | 1.9% | 22.0% | 15.7% |
| Valuation | |||||
| P/E | 10.09 | 10.09 | 138.21 | 14.88 | 26.17 |
| EV/EBITDA | 17.80 | 17.80 | 13.75 | 16.51 | 28.03 |
| P/B | 1.99 | 1.99 | 2.62 | 3.27 | 4.12 |
| Growth & Yield | |||||
| Revenue Growth | 47.5% | 47.5% | 67.8% | 146.7% | — |
| EPS Growth | -702.9% | -702.9% | -87.0% | 35.8% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+34.6%
Start / end P/E
n/dx → n/dx
EPS bridge
0.34 → -2.05
Residual
+34.6%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.