Financial Services / Credit ServicesBSE
$20.97
-1.10 (-4.98%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 8.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
35/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$112M
P/E
7.4x
↓EV/EBITDA
1259.6x
↑ROE
25.6%
↑Gross Margin
17.5%
↓Debt/Equity
2.83
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+229.1%
FCF CAGR
—
FCF margin
-588.2%
FCF / Net income
-8.80x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $20.3M · net income $13.6M · FCF $-119.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $20.3M | $20.3M | $3.4M | $2.8M | $570000.00 |
| Net Income | $13.6M | $13.6M | $-17.9M | $963000.00 | $759000.00 |
| EBITDA | $168000.00 | $168000.00 | $1.1M | $249000.00 | $-2.0M |
| EPS | 2.86 | 2.86 | -3.77 | 0.20 | 0.16 |
| Gross Margin | 17.5% | 17.5% | 83.8% | 81.7% | 20.0% |
| Operating Margin | 0.6% | 0.6% | 31.6% | 8.3% | -357.0% |
| Net Margin | 66.8% | 66.8% | -529.3% | 34.9% | 133.2% |
| Balance Sheet | |||||
| Debt/Equity | 2.83 | 2.83 | — | — | — |
| Current Ratio | 16.97 | 16.97 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-119.5M | $-119.5M | $-3.9M | $27.9M | $9.6M |
| Returns | |||||
| ROE | 25.6% | 25.6% | -68.0% | 2.2% | 1.8% |
| Valuation | |||||
| P/E | 7.38 | 7.38 | — | 104.90 | 50.13 |
| EV/EBITDA | 1259.57 | 1259.57 | 74.98 | 392.06 | — |
| P/B | 1.88 | 1.88 | 3.22 | 2.25 | 0.88 |
| Growth & Yield | |||||
| Revenue Growth | 500.3% | 500.3% | 22.8% | 383.9% | — |
| EPS Growth | 175.9% | 175.9% | -1985.0% | 25.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-13.3%
EPS terminal req.
$1.86
Spread vs growth
189.2%
5Y implied EPS CAGR
-4.7%
EPS terminal req.
$2.25
Spread vs growth
180.5%
10Y implied EPS CAGR
2.4%
EPS terminal req.
$3.63
Spread vs growth
173.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-22.3%
Start / end P/E
n/dx → n/dx
EPS bridge
-3.77 → 2.86
Residual
-22.3%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.