Financial Services / Credit ServicesBSE
$108.95
+0.10 (+0.09%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 44.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
34/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$5.7B
P/E
10.7x
↓EV/EBITDA
24.1x
↑ROE
10.7%
↑Gross Margin
33.3%
↓Debt/Equity
2.87
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+36.9%
FCF CAGR
—
FCF margin
-91.0%
FCF / Net income
-5.76x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $3.15B · net income $497.6M · FCF $-2.86B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $3.15B | $3.15B | $2.45B | $1.59B | $1.23B |
| Net Income | $497.6M | $497.6M | $360.0M | $224.7M | $159.7M |
| EBITDA | $774.6M | $774.6M | $578.8M | $313.3M | $232.4M |
| EPS | — | — | 6.89 | 4.30 | 3.06 |
| Gross Margin | 33.3% | 33.3% | 31.1% | 22.7% | 25.4% |
| Operating Margin | 23.9% | 23.9% | 22.9% | 13.2% | 17.2% |
| Net Margin | 15.8% | 15.8% | 14.7% | 14.1% | 13.0% |
| Balance Sheet | |||||
| Debt/Equity | 2.87 | 2.87 | 4.42 | 3.81 | 4.04 |
| Cash Flow | |||||
| Free Cash Flow | $-2.86B | $-2.86B | $-3.15B | $-2.26B | $-1.75B |
| Returns | |||||
| ROE | 10.7% | 10.7% | 14.0% | 11.1% | 10.5% |
| Valuation | |||||
| P/E | 10.68 | 10.68 | — | — | — |
| EV/EBITDA | 24.07 | 24.07 | — | — | — |
| P/B | 1.22 | 1.22 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 28.5% | 28.5% | 53.7% | 29.9% | — |
| EPS Growth | — | — | 60.2% | 40.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-18.7%
Start / end P/E
n/dx → n/dx
EPS bridge
6.89 → n/d
Residual
-18.7%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.