Financial Services / Credit ServicesASX
$0.92
+0.02 (+2.22%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 8.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
23/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$957M
P/E
11.5x
↓EV/EBITDA
13.5x
↑ROE
7.7%
↑Gross Margin
N/A
•Debt/Equity
5.44
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2021–2025 · 4 años de histórico normalizado
Revenue CAGR
—
FCF CAGR
—
FCF margin
—
FCF / Net income
-3.46x
Latest source
Provider fallback
Margin decomposition
Último año: revenue — · net income $94.0M · FCF $-325.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Income Statement | ||||||
| Revenue | — | — | $1.06B | $959.7M | $890.2M | $962.1M |
| Net Income | $94.0M | $94.0M | $21.6M | $-158.5M | $37.7M | — |
| EBITDA | $540.4M | $540.4M | $515.8M | $247.7M | $403.6M | — |
| EPS | — | — | 0.02 | -0.15 | 0.03 | 0.16 |
| Gross Margin | — | — | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating Margin | — | — | 58.6% | -53.2% | 43.0% | — |
| Net Margin | — | — | 2.0% | -16.5% | 4.2% | — |
| Balance Sheet | ||||||
| Debt/Equity | 5.44 | 5.44 | 5.16 | 4.58 | 4.00 | — |
| Current Ratio | 4.33 | 4.33 | — | — | — | — |
| Cash Flow | ||||||
| Free Cash Flow | $-325.1M | $-325.1M | $-399.2M | $290.2M | $-198.1M | — |
| Returns | ||||||
| ROE | 7.7% | 7.7% | 1.8% | -12.6% | 2.5% | — |
| Valuation | ||||||
| P/E | 11.50 | 11.50 | 63.89 | — | 39.85 | 12.68 |
| EV/EBITDA | 13.46 | 13.46 | 14.13 | 27.07 | 17.90 | — |
| P/B | 0.79 | 0.79 | 1.13 | 0.97 | 0.99 | — |
| Growth & Yield | ||||||
| Revenue Growth | — | — | 10.8% | 7.8% | -7.5% | — |
| EPS Growth | — | — | 111.8% | -560.6% | -79.9% | — |
| Dividend Yield | 13.0% | 13.0% | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-4.1%
Start / end P/E
n/dx → n/dx
EPS bridge
0.02 → n/d
Residual
-17.1%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.