Financial Services / Credit ServicesIstanbul
$2.99
+0.02 (+0.67%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
43/100
C
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$3.3B
P/E
3.1x
↓EV/EBITDA
N/A
•ROE
33.7%
↑Gross Margin
N/A
•Debt/Equity
3.46
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+73.2%
FCF CAGR
—
FCF margin
-443.1%
FCF / Net income
-9.50x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $2.08B · net income $969.4M · FCF $-9.21B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $2.08B | $2.08B | $1.48B | $1.11B | $400.3M |
| Net Income | $969.4M | $969.4M | $656.7M | $566.4M | $206.9M |
| EPS | 0.89 | 0.89 | 0.60 | 0.52 | 0.22 |
| Net Margin | 46.6% | 46.6% | 44.3% | 50.9% | 51.7% |
| Balance Sheet | |||||
| Debt/Equity | 3.46 | 3.46 | 2.89 | 2.74 | 3.34 |
| Current Ratio | 10.30 | 10.30 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-9.21B | $-9.21B | $-4.83B | $-2.70B | $-1.45B |
| Returns | |||||
| ROE | 33.7% | 33.7% | 34.4% | 51.0% | 40.8% |
| Valuation | |||||
| P/E | 3.15 | 3.15 | 2.60 | 3.87 | 2.94 |
| P/B | 1.13 | 1.13 | 0.90 | 1.97 | 1.39 |
| Growth & Yield | |||||
| Revenue Growth | 40.3% | 40.3% | 33.1% | 178.0% | — |
| EPS Growth | 47.6% | 47.6% | 15.9% | 137.3% | — |
| Dividend Yield | 5.3% | 5.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-33.2%
EPS terminal req.
$0.27
Spread vs growth
80.8%
5Y implied EPS CAGR
-18.5%
EPS terminal req.
$0.32
Spread vs growth
66.1%
10Y implied EPS CAGR
-5.3%
EPS terminal req.
$0.52
Spread vs growth
52.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+69.0%
Start / end P/E
3.0x → 3.4x
EPS bridge
0.60 → 0.89
Residual
+5.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.