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LIFE.JK$6000.00-3.61%
Fair $6000.00+0.0%

LIFE.JK

PT MSIG Life Insurance Indonesia Tbk

Financial Services / Insurance - LifeJakarta

$6000.00

-225.00 (-3.61%)

Fairly Valued+0.0%Fair Value $6000.00Fund rank 24/100 · Data gapFallback financials|
SA 27/D
F-Score: 2/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 14.0/100

Data gap 24/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 1/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

27/100

D

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 2.4%, below the 5% threshold
Thesis & Journal · LIFE.JKLocal privado en este navegador · PT MSIG Life Insurance Indonesia Tbk
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$12.60T

P/E

45.9x

↑

EV/EBITDA

N/A

•

ROE

2.4%

↓

Gross Margin

N/A

•

Debt/Equity

0.00

↓
52-Week Range$6000
$5675$17100

TradingView lightweight chart

LIFE.JK price, volumen y niveles de valoración

Último $6,000Periodo -0.8%
Fair value: $6,000

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

-4.0%

FCF CAGR

—

FCF margin

15.7%

FCF / Net income

2.30x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $3.03T · net income $206.23B · FCF $474.42B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

6.8%-3.9% pts

FCF margin

15.7%+54.7% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$3027.46B$3027.46B$2092.71B$3458.63B$3419.33B
Net Income$206.23B$206.23B$371.69B$126.49B$367.77B
EPS98.0098.00177.0060.00175.00
Net Margin6.8%6.8%17.8%3.7%10.8%
Balance Sheet
Debt/Equity0.000.000.000.000.00
Current Ratio12.5212.52———
Cash Flow
Free Cash Flow$474.42B$474.42B$-620.64B$-886.01B$-1332.96B
Returns
ROE2.4%2.4%4.4%1.5%4.8%
Valuation
P/E45.8745.8740.96100.4229.57
P/B1.481.481.811.551.41
Growth & Yield
Revenue Growth44.7%44.7%-39.5%1.1%—
EPS Growth-44.6%-44.6%195.0%-65.7%—
Dividend Yield1.6%1.6%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

75.8%

muy exigente

EPS terminal req.

$532.40

Spread vs growth

-120.4%

5Y implied EPS CAGR

45.7%

muy exigente

EPS terminal req.

$644.20

Spread vs growth

-90.4%

10Y implied EPS CAGR

26.6%

muy exigente

EPS terminal req.

$1037.50

Spread vs growth

-71.2%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -2.8%

Total return

-2.8%

Start / end P/E

35.5x → 61.2x

EPS bridge

177.00 → 98.00

Residual

-32.4%

EPS growth-44.6%
Multiple rerating+72.7%
Dividend+1.6%
Residual / FX / buybacks / cross-term-32.4%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.