Financial Services / Credit ServicesBSE
$1.49
+0.07 (+4.93%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 42.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
33/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$840M
P/E
2.6x
↓EV/EBITDA
88.5x
↑ROE
3.1%
↓Gross Margin
16.3%
↓Debt/Equity
3.99
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+172.2%
FCF CAGR
—
FCF margin
-1400.2%
FCF / Net income
-107.63x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $288.9M · net income $37.6M · FCF $-4.05B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $288.9M | $288.9M | $49.7M | $36.0M | $14.3M |
| Net Income | $37.6M | $37.6M | $20.9M | $21.8M | $5.7M |
| EBITDA | $54.6M | $54.6M | $31.7M | $30.1M | $8.1M |
| EPS | 0.09 | 0.09 | 1.96 | 4.08 | 0.05 |
| Gross Margin | 16.3% | 16.3% | 70.1% | 88.4% | 72.5% |
| Operating Margin | 8.9% | 8.9% | 62.7% | 82.1% | 54.4% |
| Net Margin | 13.0% | 13.0% | 42.1% | 60.4% | 39.6% |
| Balance Sheet | |||||
| Debt/Equity | 3.99 | 3.99 | 7.76 | 4.83 | 5.89 |
| Cash Flow | |||||
| Free Cash Flow | $-4.05B | $-4.05B | $-376.6M | $65000.00 | $-233000.00 |
| Returns | |||||
| ROE | 3.1% | 3.1% | 15.1% | 18.5% | 5.9% |
| Valuation | |||||
| P/E | 2.61 | 2.61 | 1.18 | 0.50 | 71.32 |
| EV/EBITDA | 88.52 | 88.52 | 33.18 | 19.12 | 120.24 |
| P/B | 0.01 | 0.01 | 0.18 | 0.09 | 4.21 |
| Growth & Yield | |||||
| Revenue Growth | 480.9% | 480.9% | 38.1% | 151.3% | — |
| EPS Growth | -95.4% | -95.4% | -52.0% | 7598.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
13.7%
EPS terminal req.
$0.13
Spread vs growth
-109.1%
5Y implied EPS CAGR
12.2%
EPS terminal req.
$0.16
Spread vs growth
-107.6%
10Y implied EPS CAGR
11.1%
EPS terminal req.
$0.26
Spread vs growth
-106.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-78.7%
Start / end P/E
3.6x → 16.6x
EPS bridge
1.96 → 0.09
Residual
-346.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.