Financial Services / Mortgage FinanceCopenhagen
$660.00
-5.00 (-0.75%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 53.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
25/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$545M
P/E
14.2x
↑EV/EBITDA
14.1x
↑ROE
12.7%
↑Gross Margin
84.8%
↑Debt/Equity
1.46
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-2.6%
FCF CAGR
-76.6%
FCF margin
0.5%
FCF / Net income
0.01x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $112.2M · net income $46.9M · FCF $535000.0
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $112.2M | $112.2M | $149.3M | $85.9M | $121.3M |
| Net Income | $46.9M | $46.9M | $61.2M | $30.6M | $107.8M |
| EBITDA | $85.0M | $85.0M | $109.4M | $65.3M | $150.3M |
| EPS | 46.90 | 46.90 | 61.20 | 30.60 | 107.80 |
| Gross Margin | 84.8% | 84.8% | 90.2% | 85.5% | 88.8% |
| Operating Margin | 74.0% | 74.0% | 82.8% | 73.4% | 80.6% |
| Net Margin | 41.8% | 41.8% | 41.0% | 35.7% | 88.9% |
| Balance Sheet | |||||
| Debt/Equity | 1.46 | 1.46 | 0.94 | 1.19 | 1.08 |
| Current Ratio | 0.02 | 0.02 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $535000.00 | $535000.00 | $31.5M | $28.7M | $41.8M |
| Returns | |||||
| ROE | 12.7% | 12.7% | 13.7% | 7.0% | 23.6% |
| Valuation | |||||
| P/E | 14.22 | 14.22 | 9.56 | 19.93 | 8.21 |
| EV/EBITDA | 14.12 | 14.12 | 9.20 | 17.27 | 9.12 |
| P/B | 1.78 | 1.78 | 1.31 | 1.40 | 1.94 |
| Growth & Yield | |||||
| Revenue Growth | -24.9% | -24.9% | 73.8% | -29.2% | — |
| EPS Growth | -23.4% | -23.4% | 100.0% | -71.6% | — |
| Dividend Yield | 7.5% | 7.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
7.7%
EPS terminal req.
$58.56
Spread vs growth
-31.1%
5Y implied EPS CAGR
8.6%
EPS terminal req.
$70.86
Spread vs growth
-32.0%
10Y implied EPS CAGR
9.3%
EPS terminal req.
$114.12
Spread vs growth
-32.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+18.4%
Start / end P/E
9.7x → 14.1x
EPS bridge
61.20 → 46.90
Residual
-10.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.