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MA.NE$29.55-1.99%
Fair $29.55+0.0%

MA.NE

Mastercard Incorporated

Financial Services / Credit ServicesCboe CA

$29.55

-0.60 (-1.99%)

Fairly Valued+0.0%Fair Value $29.55Fund rank 33/100 · Data gapFallback financials|
SA 40/C
F-Score: 8/9
High DebtLow Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 100.0/100

Data gap 33/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 92/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

40/100

C

Piotroski

8/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Debt-to-Equity ratio is 2.46, above the 2.0 threshold ROE is 1.9%, below the 5% threshold
Thesis & Journal · MA.NELocal privado en este navegador · Mastercard Incorporated
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$607.6B

P/E

29.8x

↑

EV/EBITDA

28.9x

↑

ROE

193.5%

↑

Gross Margin

77.9%

↑

Debt/Equity

2.46

↑
52-Week Range$30
$29$37

TradingView lightweight chart

MA.NE price, volumen y niveles de valoración

Último $29.55Periodo +46.1%
Fair value: $29.55

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+13.8%

FCF CAGR

+17.6%

FCF margin

50.1%

FCF / Net income

1.10x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $32.79B · net income $14.97B · FCF $16.43B

2022-FY → 2025-FY

Gross margin

77.9%+1.6% pts

Operating margin

59.5%+2.3% pts

Net margin

45.6%+1.0% pts

FCF margin

50.1%+4.7% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$32.79B$32.79B$28.17B$25.10B$22.24B
Net Income$14.97B$14.97B$12.87B$11.20B$9.93B
EBITDA$20.44B$20.44B$16.80B$15.01B$12.95B
EPS0.760.760.640.540.47
Gross Margin77.9%77.9%76.3%76.0%76.3%
Operating Margin59.5%59.5%58.0%58.3%57.2%
Net Margin45.6%45.6%45.7%44.6%44.7%
Balance Sheet
Debt/Equity2.462.462.812.262.23
Current Ratio1.121.12———
Cash Flow
Free Cash Flow$16.43B$16.43B$13.59B$10.89B$10.10B
Returns
ROE193.5%193.5%198.5%161.6%157.7%
Valuation
P/E29.8529.8551.1849.1450.61
EV/EBITDA28.8728.8739.8137.1039.31
P/B75.2075.20101.6179.3779.74
Growth & Yield
Revenue Growth16.4%16.4%12.2%12.9%—
EPS Growth18.9%18.9%17.4%15.8%—
Dividend Yield0.5%0.5%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

51.1%

muy exigente

EPS terminal req.

$2.62

Spread vs growth

-32.2%

5Y implied EPS CAGR

33.1%

muy exigente

EPS terminal req.

$3.17

Spread vs growth

-14.1%

10Y implied EPS CAGR

21.0%

exigente

EPS terminal req.

$5.11

Spread vs growth

-2.1%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -17.6%

Total return

-17.6%

Start / end P/E

56.5x → 38.9x

EPS bridge

0.64 → 0.76

Residual

-5.9%

EPS growth+18.9%
Multiple rerating-31.2%
Dividend+0.5%
Residual / FX / buybacks / cross-term-5.9%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.