Financial Services / Credit ServicesNSE
$112.99
+0.41 (+0.36%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 43.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
37/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$5.7B
P/E
12.5x
↑EV/EBITDA
21.9x
↑ROE
11.1%
↑Gross Margin
32.5%
↓Debt/Equity
3.80
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+35.9%
FCF CAGR
—
FCF margin
-121.0%
FCF / Net income
-8.36x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $3.13B · net income $453.6M · FCF $-3.79B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $3.13B | $3.13B | $2.38B | $1.68B | $1.25B |
| Net Income | $453.6M | $453.6M | $378.0M | $311.8M | $165.8M |
| EBITDA | $886.8M | $886.8M | $716.2M | $442.7M | $284.3M |
| EPS | 9.03 | 9.03 | 7.52 | 6.21 | 3.30 |
| Gross Margin | 32.5% | 32.5% | 33.6% | 33.0% | 36.2% |
| Operating Margin | 26.8% | 26.8% | 28.2% | 24.6% | 27.2% |
| Net Margin | 14.5% | 14.5% | 15.9% | 18.5% | 13.3% |
| Balance Sheet | |||||
| Debt/Equity | 3.80 | 3.80 | 2.94 | 3.80 | 3.61 |
| Current Ratio | 87.94 | 87.94 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-3.79B | $-3.79B | $-3.23B | $-1.43B | $-1.25B |
| Returns | |||||
| ROE | 11.1% | 11.1% | 10.2% | 15.5% | 9.8% |
| Valuation | |||||
| P/E | 12.51 | 12.51 | 17.87 | — | — |
| EV/EBITDA | 21.94 | 21.94 | 22.77 | — | — |
| P/B | 1.39 | 1.39 | 1.83 | — | — |
| Growth & Yield | |||||
| Revenue Growth | 31.8% | 31.8% | 41.2% | 34.7% | — |
| EPS Growth | 20.1% | 20.1% | 21.2% | 88.0% | — |
| Dividend Yield | 1.1% | 1.1% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
3.5%
EPS terminal req.
$10.03
Spread vs growth
16.5%
5Y implied EPS CAGR
6.1%
EPS terminal req.
$12.13
Spread vs growth
14.0%
10Y implied EPS CAGR
8.0%
EPS terminal req.
$19.54
Spread vs growth
12.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-16.2%
Start / end P/E
18.2x → 12.5x
EPS bridge
7.52 → 9.03
Residual
-6.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.