Financial Services / Credit ServicesBSE
$0.67
+0.03 (+4.48%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 9.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
30/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$955M
P/E
67.0x
↑EV/EBITDA
36.5x
↑ROE
4.2%
↓Gross Margin
89.6%
↑Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+45.6%
FCF CAGR
—
FCF margin
-12.5%
FCF / Net income
-0.36x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $35.6M · net income $12.3M · FCF $-4.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $35.6M | $35.6M | $26.1M | $13.3M | $11.5M |
| Net Income | $12.3M | $12.3M | $1.9M | $-50.1M | $13.4M |
| EBITDA | $20.6M | $20.6M | $2.9M | $-47.7M | $23.3M |
| EPS | 0.01 | 0.01 | 0.00 | -0.04 | 0.01 |
| Gross Margin | 89.6% | 89.6% | 76.8% | 79.4% | 92.0% |
| Operating Margin | 56.8% | 56.8% | 13.7% | -360.3% | -59.9% |
| Net Margin | 34.6% | 34.6% | 7.2% | -377.0% | 115.9% |
| Cash Flow | |||||
| Free Cash Flow | $-4.5M | $-4.5M | $-114.5M | $38.4M | $-78.0M |
| Returns | |||||
| ROE | 4.2% | 4.2% | 0.7% | -17.7% | 4.0% |
| Valuation | |||||
| P/E | 67.00 | 67.00 | 2976.61 | — | 538.30 |
| EV/EBITDA | 36.47 | 36.47 | 1945.67 | — | 308.06 |
| P/B | 2.56 | 2.56 | 20.07 | 9.65 | 21.71 |
| Growth & Yield | |||||
| Revenue Growth | 36.2% | 36.2% | 96.7% | 15.2% | — |
| EPS Growth | 550.0% | 550.0% | 103.8% | -471.4% | — |
| Dividend Yield | 1.0% | 1.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
74.9%
EPS terminal req.
$0.06
Spread vs growth
475.1%
5Y implied EPS CAGR
45.3%
EPS terminal req.
$0.07
Spread vs growth
504.7%
10Y implied EPS CAGR
26.4%
EPS terminal req.
$0.12
Spread vs growth
523.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-61.3%
Start / end P/E
1087.7x → 63.0x
EPS bridge
0.00 → 0.01
Residual
-518.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.