Financial Services / Credit ServicesBSE
$303.90
-4.80 (-1.55%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 52.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$55.1B
P/E
14.8x
↑EV/EBITDA
34.3x
↑ROE
12.5%
↑Gross Margin
31.6%
↓Debt/Equity
3.47
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+31.5%
FCF CAGR
—
FCF margin
-106.7%
FCF / Net income
-5.06x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $17.60B · net income $3.71B · FCF $-18.78B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $17.60B | $17.60B | $14.46B | $10.08B | $7.75B |
| Net Income | $3.71B | $3.71B | $3.10B | $2.51B | $2.03B |
| EBITDA | $4.55B | $4.55B | $4.00B | $3.44B | $3.10B |
| EPS | — | — | 17.48 | 15.31 | 12.39 |
| Gross Margin | 31.6% | 31.6% | 33.3% | 21.7% | 26.0% |
| Operating Margin | 25.4% | 25.4% | 27.3% | 12.3% | 19.8% |
| Net Margin | 21.1% | 21.1% | 21.5% | 24.9% | 26.2% |
| Balance Sheet | |||||
| Debt/Equity | 3.47 | 3.47 | 3.51 | 4.17 | 4.03 |
| Current Ratio | 210.05 | 210.05 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-18.78B | $-18.78B | $-11.53B | $-13.88B | $-14.37B |
| Returns | |||||
| ROE | 12.5% | 12.5% | 11.9% | 14.1% | 13.4% |
| Valuation | |||||
| P/E | 14.85 | 14.85 | 14.53 | 19.65 | 20.14 |
| EV/EBITDA | 34.32 | 34.32 | 33.01 | 35.28 | 32.15 |
| P/B | 1.85 | 1.85 | 1.73 | 2.77 | 2.70 |
| Growth & Yield | |||||
| Revenue Growth | 21.8% | 21.8% | 43.4% | 30.1% | — |
| EPS Growth | — | — | 14.2% | 23.6% | — |
| Dividend Yield | 0.6% | 0.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+5.8%
Start / end P/E
n/dx → n/dx
EPS bridge
17.48 → n/d
Residual
+5.2%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.