Financial Services / Banks - RegionalNasdaqCM
$13.69
-0.15 (-1.08%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 9.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
26/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$40M
P/E
32.6x
↑EV/EBITDA
N/A
•ROE
0.1%
↓Gross Margin
N/A
•Debt/Equity
0.33
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2020–2025 · 5 años de histórico normalizado
Revenue CAGR
+2.8%
FCF CAGR
+10.5%
FCF margin
18.7%
FCF / Net income
29.91x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $6.8M · net income $42445.0 · FCF $1.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Income Statement | |||||||
| Revenue | $6.8M | $6.8M | $6.6M | $8.0M | $7.2M | — | $5.9M |
| Net Income | $42445.00 | $42445.00 | $-186994.00 | $1.7M | $1.3M | — | $417869.00 |
| EPS | 0.02 | 0.02 | -0.10 | 1.08 | 0.85 | — | — |
| Net Margin | 0.6% | 0.6% | -2.8% | 20.9% | 18.4% | — | 7.1% |
| Balance Sheet | |||||||
| Debt/Equity | 0.33 | 0.33 | 0.42 | 0.26 | — | — | — |
| Cash Flow | |||||||
| Free Cash Flow | $1.3M | $1.3M | $-1.8M | $1.9M | $791438.00 | — | $772028.00 |
| Returns | |||||||
| ROE | 0.1% | 0.1% | -0.6% | 5.3% | 4.3% | — | 2.0% |
| Valuation | |||||||
| P/E | 32.60 | 32.60 | — | 6.31 | 9.32 | — | — |
| P/B | 0.83 | 0.83 | 0.43 | 0.34 | 0.40 | — | — |
| Growth & Yield | |||||||
| Revenue Growth | 3.4% | 3.4% | -17.9% | 10.4% | — | — | — |
| EPS Growth | 120.8% | 120.8% | -108.9% | 27.4% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
293.1%
EPS terminal req.
$1.21
Spread vs growth
-172.3%
5Y implied EPS CAGR
136.2%
EPS terminal req.
$1.47
Spread vs growth
-15.4%
10Y implied EPS CAGR
61.2%
EPS terminal req.
$2.37
Spread vs growth
59.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+36.8%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.10 → 0.02
Residual
+36.8%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.