Financial Services / Banks - RegionalNasdaqGS
$52.11
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 54.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
21/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$900M
P/E
N/A
•EV/EBITDA
N/A
•ROE
12.2%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
+7.4%
FCF CAGR
—
FCF margin
—
FCF / Net income
—
Latest source
Provider fallback
Margin decomposition
Último año: revenue $330.2M · net income $88.8M · FCF —
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $330.2M | $330.2M | $321.5M | $271.4M | $181.8M | $143.5M | $148.3M | $158.3M | $142.0M | $125.5M | $118.5M | $112.3M | $89.1M | $58.2M | $59.9M | $71.1M | $88.1M | $104.9M |
| Net Income | $88.8M | $88.8M | $79.6M | $82.2M | $61.1M | $59.0M | $44.1M | $49.5M | $42.0M | $31.3M | $31.9M | $27.0M | $17.3M | $17.0M | $12.5M | $37.5M | $-13.3M | $-52.1M |
| EPS | 5.47 | 5.47 | 4.93 | 5.13 | 3.85 | 3.69 | 2.71 | 3.01 | 2.53 | 1.90 | 1.96 | 1.62 | 1.28 | 1.95 | 1.30 | 4.07 | -1.72 | -6.23 |
| Net Margin | 26.9% | 26.9% | 24.8% | 30.3% | 33.6% | 41.1% | 29.8% | 31.2% | 29.6% | 24.9% | 26.9% | 24.1% | 19.4% | 29.2% | 20.9% | 52.7% | -15.1% | -49.6% |
| Returns | ||||||||||||||||||
| ROE | 12.2% | 12.2% | 13.6% | 15.7% | 13.8% | 12.9% | 10.0% | 11.9% | 11.2% | 8.5% | 9.4% | 8.1% | 5.3% | 11.1% | 8.6% | 22.7% | -10.6% | -37.2% |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | 2.7% | 2.7% | 18.5% | 49.2% | 26.7% | -3.2% | -6.3% | 11.5% | 13.1% | 6.0% | 5.5% | 26.0% | 53.0% | -2.8% | -15.7% | -19.4% | -16.0% | — |
| EPS Growth | 11.0% | 11.0% | -3.9% | 33.2% | 4.3% | 36.2% | -10.0% | 19.0% | 33.2% | -3.1% | 21.0% | 26.6% | -34.4% | 50.0% | -68.1% | 336.6% | 72.4% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
-5.4%
EPS terminal req.
$4.62
Spread vs growth
16.4%
5Y implied EPS CAGR
0.5%
EPS terminal req.
$5.59
Spread vs growth
10.5%
10Y implied EPS CAGR
5.1%
EPS terminal req.
$9.01
Spread vs growth
5.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.