Financial Services / Financial Data & Stock ExchangesNYSE
$465.22
+11.97 (+2.64%)
Book/ROE base 3Y
$101.52
-39.8% CAGR · P/B 3.4x
Book/ROE base 5Y
$122.84
-23.4% base · -24.5% expected
Precio de entrada
$54.99
MOS 21% · confianza 82%
Book/ROE escenarios
audited · book/share $22.53 · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
42/100
C
Piotroski
8/9
balance/quality
Valuation
0/100
-83.6% upside
5Y CAGR
-24.5%
0/100
Data QA
90/100
SEC 100%
Sin guardar todavía.
Market Cap
$81.3B
P/E
32.9x
↑EV/EBITDA
22.8x
↑ROE
60.7%
↑Gross Margin
74.4%
↑Debt/Equity
1.73
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2007–2025 · 18 años de histórico normalizado
Revenue CAGR
+7.1%
FCF CAGR
+6.7%
FCF margin
33.4%
FCF / Net income
1.05x
Latest source
SEC-backed
Margin decomposition
Último año: revenue $7.72B · net income $2.46B · FCF $2.58B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025SEC | 2024SEC | 2023SEC | 2022SEC | 2021SEC | 2020SEC | 2019SEC | 2018SEC | 2017SEC | 2016SEC | 2015SEC | 2014SEC | 2013SEC | 2012SEC | 2011SEC | 2010SEC | 2009SEC | 2008SEC | 2007SEC |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||||
| Revenue | $7.72B | $7.72B | $7.09B | $5.92B | $5.47B | $6.22B | $5.37B | $4.83B | $4.44B | $4.20B | $3.60B | $3.48B | $3.33B | $2.97B | $2.73B | $2.28B | $2.03B | $1.80B | $1.76B | $2.26B |
| Net Income | $2.46B | $2.46B | $2.06B | $1.61B | $1.37B | $2.21B | $1.78B | $1.42B | $1.31B | $1.00B | $266.6M | $941.3M | $988.7M | $804.5M | $690.0M | $571.4M | $507.8M | $402.0M | $457.6M | $701.5M |
| EBITDA | $3.89B | $3.89B | $3.47B | $2.63B | $2.34B | $3.10B | $2.61B | $2.20B | $2.06B | $1.98B | $777.6M | $1.59B | $1.51B | $1.30B | $1.14B | $947.1M | $822.7M | $735.2M | $794.9M | $1.17B |
| EPS | 13.67 | 13.67 | 11.26 | 8.73 | 7.44 | 11.78 | 9.39 | 7.42 | 6.74 | 5.15 | 1.36 | 4.63 | 4.61 | 3.60 | 3.05 | 2.49 | 2.15 | 1.69 | 1.87 | 2.58 |
| Gross Margin | 74.4% | 74.4% | 72.6% | 71.5% | 70.5% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | 43.4% | 43.4% | 40.6% | 36.1% | 34.4% | 45.7% | 44.5% | 41.4% | 42.0% | 43.3% | 18.1% | 42.3% | 43.2% | 41.5% | 39.5% | 39.0% | 38.0% | 38.3% | 42.6% | 50.1% |
| Net Margin | 31.9% | 31.9% | 29.0% | 27.2% | 25.1% | 35.6% | 33.1% | 29.4% | 29.5% | 23.8% | 7.4% | 27.0% | 29.7% | 27.1% | 25.3% | 25.1% | 25.0% | 22.4% | 26.1% | 31.1% |
| Balance Sheet | ||||||||||||||||||||
| Debt/Equity | 1.73 | 1.73 | 2.08 | 2.11 | 2.93 | 2.72 | 4.09 | 9.12 | 12.37 | 17.82 | 2.75 | 5.98 | 13.56 | 6.24 | 4.50 | 7.78 | 3.97 | 1.98 | 0.75 | — |
| Current Ratio | 1.16 | 1.16 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | ||||||||||||||||||||
| Free Cash Flow | $2.58B | $2.58B | $2.52B | $1.88B | $1.19B | $1.87B | $2.04B | $1.61B | $1.37B | $664.0M | $1.14B | $1.11B | $944.0M | $884.5M | $778.1M | $735.6M | $574.3M | $553.1M | $455.3M | $806.4M |
| Returns | ||||||||||||||||||||
| ROE | 60.7% | 60.7% | 57.7% | 48.4% | 54.5% | 81.2% | 113.3% | 232.4% | 285.4% | 305.5% | 21.8% | 166.6% | 526.5% | 238.7% | 179.1% | 338.1% | 164.0% | 66.3% | 46.0% | 90.9% |
| Valuation | ||||||||||||||||||||
| P/E | 32.85 | 32.85 | 39.89 | 51.45 | 60.37 | 38.13 | 47.83 | 60.53 | 66.64 | 87.21 | 330.24 | 97.00 | 97.42 | 124.76 | 147.25 | 180.37 | 208.89 | 265.75 | 240.17 | 174.08 |
| EV/EBITDA | 22.79 | 22.79 | 26.77 | 28.01 | 25.50 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| P/B | 19.93 | 19.93 | 23.02 | 24.91 | 32.93 | 30.95 | 54.19 | 140.61 | 190.22 | — | — | — | — | 297.86 | 264.20 | — | — | — | — | — |
| Growth & Yield | ||||||||||||||||||||
| Revenue Growth | 8.9% | 8.9% | 19.8% | 8.2% | -12.1% | 15.8% | 11.2% | 8.7% | 5.7% | 16.6% | 3.4% | 4.5% | 12.2% | 8.9% | 19.7% | 12.2% | 13.1% | 2.4% | -22.3% | — |
| EPS Growth | 21.4% | 21.4% | 29.0% | 17.3% | -36.8% | 25.5% | 26.5% | 10.1% | 30.9% | 278.7% | -70.6% | 0.4% | 28.1% | 18.0% | 22.5% | 15.8% | 27.2% | -9.6% | -27.5% | — |
| Dividend Yield | 0.9% | 0.9% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
44.5%
EPS terminal req.
$41.28
Spread vs growth
-23.1%
5Y implied EPS CAGR
29.6%
EPS terminal req.
$49.95
Spread vs growth
-8.2%
10Y implied EPS CAGR
19.4%
EPS terminal req.
$80.44
Spread vs growth
2.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-2.0%
Start / end P/E
42.6x → 34.0x
EPS bridge
11.26 → 13.67
Residual
-4.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.