Financial Services / Insurance - LifeNYSE
$37.68
-0.51 (-1.34%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 45.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
51/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$62.9B
P/E
15.0x
↑EV/EBITDA
N/A
•ROE
11.3%
↑Gross Margin
N/A
•Debt/Equity
0.29
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+29.9%
FCF CAGR
+24.5%
FCF margin
60.6%
FCF / Net income
5.55x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $53.01B · net income $5.78B · FCF $32.10B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $53.01B | $53.01B | $-7.29B | $-7.04B | $24.16B |
| Net Income | $5.78B | $5.78B | $5.63B | $5.46B | $-2.10B |
| EPS | 3.07 | 3.07 | 2.84 | 2.61 | 3.68 |
| Net Margin | 10.9% | 10.9% | -77.3% | -77.6% | -8.7% |
| Balance Sheet | |||||
| Debt/Equity | 0.29 | 0.29 | 0.27 | 0.27 | 0.26 |
| Current Ratio | 30.14 | 30.14 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $32.10B | $32.10B | $26.49B | $20.42B | $16.63B |
| Returns | |||||
| ROE | 11.3% | 11.3% | 10.9% | 11.6% | -4.5% |
| Valuation | |||||
| P/E | 15.01 | 15.01 | 10.80 | 8.36 | 4.98 |
| P/B | 1.26 | 1.26 | 1.06 | 0.85 | 0.75 |
| Growth & Yield | |||||
| Revenue Growth | 827.4% | 827.4% | -3.6% | -129.1% | — |
| EPS Growth | 8.1% | 8.1% | 8.8% | -29.1% | — |
| Dividend Yield | 3.6% | 3.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
2.9%
EPS terminal req.
$3.34
Spread vs growth
5.2%
5Y implied EPS CAGR
5.7%
EPS terminal req.
$4.05
Spread vs growth
2.4%
10Y implied EPS CAGR
7.8%
EPS terminal req.
$6.52
Spread vs growth
0.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+21.9%
Start / end P/E
11.2x → 12.3x
EPS bridge
2.84 → 3.07
Residual
+0.8%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.