Financial Services / Banks - RegionalNYSE
$9.03
+0.06 (+0.67%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 30.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
41/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$110.1B
P/E
14.3x
↑EV/EBITDA
N/A
•ROE
11.0%
↑Gross Margin
N/A
•Debt/Equity
2.31
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+17.4%
FCF CAGR
—
FCF margin
-119.5%
FCF / Net income
-4.13x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $4.32T · net income $1.25T · FCF $-5.16T
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $4316.92B | $4316.92B | $3809.30B | $2971.07B | $2670.04B |
| Net Income | $1248.63B | $1248.63B | $885.43B | $678.99B | $555.53B |
| EPS | 100.58 | 100.58 | 70.04 | 53.58 | 43.84 |
| Net Margin | 28.9% | 28.9% | 23.2% | 22.9% | 20.8% |
| Balance Sheet | |||||
| Debt/Equity | 2.31 | 2.31 | 2.15 | 2.04 | 2.15 |
| Cash Flow | |||||
| Free Cash Flow | $-5157.48B | $-5157.48B | $-4165.74B | $1627.97B | $8684.07B |
| Returns | |||||
| ROE | 11.0% | 11.0% | 8.5% | 6.6% | 6.1% |
| Valuation | |||||
| P/E | 14.33 | 14.33 | 0.06 | 0.07 | 0.07 |
| P/B | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
| Growth & Yield | |||||
| Revenue Growth | 13.3% | 13.3% | 28.2% | 11.3% | — |
| EPS Growth | 43.6% | 43.6% | 30.7% | 22.2% | — |
| Dividend Yield | 2.2% | 2.2% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-80.0%
EPS terminal req.
$0.80
Spread vs growth
123.6%
5Y implied EPS CAGR
-60.5%
EPS terminal req.
$0.97
Spread vs growth
104.1%
10Y implied EPS CAGR
-34.1%
EPS terminal req.
$1.56
Spread vs growth
77.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+64.6%
Start / end P/E
0.1x → 0.1x
EPS bridge
70.04 → 100.58
Residual
+5.7%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.