Financial Services / Banks - RegionalParis
$1320.00
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 52.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$756M
P/E
15.2x
↑EV/EBITDA
N/A
•ROE
11.7%
↑Gross Margin
N/A
•Debt/Equity
0.02
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+5.8%
FCF CAGR
—
FCF margin
-3.8%
FCF / Net income
-0.14x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $189.4M · net income $49.8M · FCF $-7.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $189.4M | $189.4M | $201.0M | $198.6M | $160.2M |
| Net Income | $49.8M | $49.8M | $59.4M | $60.8M | $43.4M |
| EPS | 86.91 | 86.91 | 106.00 | 113.00 | 76.00 |
| Net Margin | 26.3% | 26.3% | 29.5% | 30.6% | 27.1% |
| Balance Sheet | |||||
| Debt/Equity | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 |
| Cash Flow | |||||
| Free Cash Flow | $-7.2M | $-7.2M | $-268.2M | $-177.3M | $74.9M |
| Returns | |||||
| ROE | 11.7% | 11.7% | 14.1% | 15.0% | 11.4% |
| Valuation | |||||
| P/E | 15.17 | 15.17 | 11.13 | 8.94 | 12.83 |
| P/B | 1.78 | 1.78 | 1.57 | 1.43 | 1.47 |
| Growth & Yield | |||||
| Revenue Growth | -5.7% | -5.7% | 1.2% | 24.0% | — |
| EPS Growth | -18.0% | -18.0% | -6.2% | 48.7% | — |
| Dividend Yield | 5.3% | 5.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
10.5%
EPS terminal req.
$117.13
Spread vs growth
-28.5%
5Y implied EPS CAGR
10.3%
EPS terminal req.
$141.72
Spread vs growth
-28.3%
10Y implied EPS CAGR
10.1%
EPS terminal req.
$228.25
Spread vs growth
-28.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+13.5%
Start / end P/E
11.5x → 15.2x
EPS bridge
106.00 → 86.91
Residual
-5.8%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.