Financial Services / Banks - RegionalCopenhagen
$392.00
-2.00 (-0.51%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 41.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
38/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$784M
P/E
16.3x
↑EV/EBITDA
N/A
•ROE
7.1%
↑Gross Margin
N/A
•Debt/Equity
0.05
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+8.2%
FCF CAGR
—
FCF margin
—
FCF / Net income
—
Latest source
Provider fallback
Margin decomposition
Último año: revenue $255.1M · net income $51.9M · FCF —
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $255.1M | $255.1M | $272.9M | $264.9M | $201.5M |
| Net Income | $51.9M | $51.9M | $83.8M | $88.1M | $47.3M |
| EPS | 26.00 | 26.00 | 49.90 | 44.05 | 23.60 |
| Net Margin | 20.4% | 20.4% | 30.7% | 33.3% | 23.5% |
| Balance Sheet | |||||
| Debt/Equity | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 |
| Returns | |||||
| ROE | 7.1% | 7.1% | 12.1% | 13.4% | 8.2% |
| Valuation | |||||
| P/E | 16.31 | 16.31 | 4.65 | 4.79 | 8.81 |
| P/B | 1.07 | 1.07 | 0.56 | 0.64 | 0.72 |
| Growth & Yield | |||||
| Revenue Growth | -6.5% | -6.5% | 3.0% | 31.4% | — |
| EPS Growth | -47.9% | -47.9% | 13.3% | 86.7% | — |
| Dividend Yield | 1.0% | 1.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
10.2%
EPS terminal req.
$34.78
Spread vs growth
-58.1%
5Y implied EPS CAGR
10.1%
EPS terminal req.
$42.09
Spread vs growth
-58.0%
10Y implied EPS CAGR
10.1%
EPS terminal req.
$67.78
Spread vs growth
-58.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+55.3%
Start / end P/E
5.1x → 15.1x
EPS bridge
49.90 → 26.00
Residual
-94.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.