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MNIF.TA$2571.00-4.03%
Fair $2571.00+0.0%

MNIF.TA

Menif - Financial Services Ltd

Financial Services / Credit ServicesTel Aviv

$2571.00

-108.00 (-4.03%)

Fairly Valued+0.0%Fair Value $2571.00Fund rank 17/100 · Data gapFallback financials|
SA 43/C
F-Score: 5/9
High DebtMargin Compression

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 100.0/100

Data gap 17/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 9/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

43/100

C

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Debt-to-Equity ratio is 4.34, above the 2.0 threshold Operating margin has declined for 3 consecutive years
Thesis & Journal · MNIF.TALocal privado en este navegador · Menif - Financial Services Ltd
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.6B

P/E

8.5x

↓

EV/EBITDA

650.9x

↑

ROE

27.0%

↑

Gross Margin

55.3%

↑

Debt/Equity

4.34

↑
52-Week Range$2571
$1496$3246

TradingView lightweight chart

MNIF.TA price, volumen y niveles de valoración

Último $2,571Periodo +137.0%
Fair value: $2,571

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+42.6%

FCF CAGR

—

FCF margin

-60.8%

FCF / Net income

-1.74x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $532.8M · net income $186.2M · FCF $-324.1M

2022-FY → 2025-FY

Gross margin

55.3%-14.5% pts

Operating margin

45.9%-20.4% pts

Net margin

35.0%-15.6% pts

FCF margin

-60.8%+385.5% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$532.8M$532.8M$423.3M$331.9M$183.9M
Net Income$186.2M$186.2M$151.9M$124.4M$92.9M
EBITDA$245.2M$245.2M$198.1M$163.3M$122.3M
EPS——2.502.061.54
Gross Margin55.3%55.3%54.2%54.4%69.8%
Operating Margin45.9%45.9%46.7%49.1%66.3%
Net Margin35.0%35.0%35.9%37.5%50.5%
Balance Sheet
Debt/Equity4.344.344.604.694.66
Current Ratio3.483.48———
Cash Flow
Free Cash Flow$-324.1M$-324.1M$-422.1M$-428.0M$-820.9M
Returns
ROE27.0%27.0%27.0%27.6%26.5%
Valuation
P/E8.518.51700.00516.02602.79
EV/EBITDA650.87650.87550.71406.58472.19
P/B227.04227.04189.43142.85159.85
Growth & Yield
Revenue Growth25.9%25.9%27.5%80.4%—
EPS Growth——21.4%33.8%—
Dividend Yield6.8%6.8%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +54.6%

Total return

+54.6%

Start / end P/E

n/dx → n/dx

EPS bridge

2.50 → n/d

Residual

+47.8%

EPS growthn/d
Multiple reratingn/d
Dividend+6.8%
Residual / FX / buybacks / cross-term+47.8%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.