Financial Services / Credit ServicesBSE
$16.00
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 18.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$147M
P/E
20.3x
↑EV/EBITDA
41.8x
↑ROE
3.1%
↓Gross Margin
-4.3%
↓Debt/Equity
0.22
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+78.4%
FCF CAGR
—
FCF margin
-2.9%
FCF / Net income
-0.37x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $94.7M · net income $7.3M · FCF $-2.7M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $94.7M | $94.7M | $67.1M | $85.8M | $16.7M |
| Net Income | $7.3M | $7.3M | $13.8M | $17.5M | $-15.2M |
| EBITDA | $4.8M | $4.8M | $18.3M | $20.1M | $-21.7M |
| EPS | — | — | 3.01 | 3.63 | -3.17 |
| Gross Margin | -4.3% | -4.3% | 1.7% | 18.3% | 40.3% |
| Operating Margin | 4.4% | 4.4% | 26.5% | 20.6% | -146.2% |
| Net Margin | 7.7% | 7.7% | 20.5% | 20.3% | -91.1% |
| Balance Sheet | |||||
| Debt/Equity | 0.22 | 0.22 | 0.31 | — | 0.03 |
| Current Ratio | 4.44 | 4.44 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-2.7M | $-2.7M | $-176.4M | $-19.9M | $-13.9M |
| Returns | |||||
| ROE | 3.1% | 3.1% | 6.0% | 27.2% | -32.6% |
| Valuation | |||||
| P/E | 20.25 | 20.25 | 6.46 | — | — |
| EV/EBITDA | 41.77 | 41.77 | 13.57 | — | — |
| P/B | 0.62 | 0.62 | 0.78 | — | — |
| Growth & Yield | |||||
| Revenue Growth | 41.1% | 41.1% | -21.8% | 414.5% | — |
| EPS Growth | — | — | -17.2% | 214.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-24.2%
Start / end P/E
n/dx → n/dx
EPS bridge
3.01 → n/d
Residual
-24.2%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.